Thứ Tư, 23 tháng 8, 2017

Youtube daily report Aug 24 2017

WHAT DO YOU THINK ABOUT THE UPCOMING MAYWEATHER

MCGREGOR FIGHT DO YOU THINK IT'S DO YOU THINK THERE'S ANY LEGITIMACY

TO IT OUTSIDE OF JUST A SPECTACLE I CHANGED MY VIEW

ON THIS A BUNCH OF TIMES LET'S PREFACE IT WITH THAT I'M GOING

MCGREGOR BY KNOCKOUT THIRD ROUND ARE YOU REALLY MHMM

REALLY NOW WHY DO YOU SAY THAT HE HAS NO I THINK THEY'RE GOING TO HAVE A SECOND FIGHT

AND THEN I THINK THEY'RE GOING TO HAVE A THIRD FIGHT

AND I THINK BOTH OF THEM MIGHT BECOME BILLIONAIRES AT THE END OF THE DAY I JUST GET THIS

FEELING BUT IT'S SUCH A DIFFERENT IN THAT

HE HAS A DIFFERENT STYLE THAT MAYWEATHER NEVER SEEN BEFORE

IT'S GONNA THROW HIM OFF AND CONOR DOES HIT HARD

AND THEY DID GO ON THE SMALL GLOVES

I BELIEVE THEY'RE DOING THE 8 OZ GLOVES NOW OH REALLY SO

IT'S CLOSER TO AND FLOYD MAYWEATHER IS SO USED TO USING THESE BIG GLOVES TO

COVER UP AND USE HIS DEFENSE

THERE'S A CHANCE AND I THINK

I HAVE A FEELING IT'S GONNA HAPPEN CONOR HITS HIM

THE WORLD ENDS IT'S

GONNA BE CRAZY WHAT IF FLOYD IS JUST TOO FAST AND TOO

THEN HE'S TOO FAST AND TOO UNTOUCHABLE

AND HE EMBARRASSES CONOR BUT LET ME SAY

THIS IS THE TWO SCENARIOS IN MY HEAD I THINK CONOR

KNOCKS HIM OUT IN THE THIRD ROUND BUT IF THAT DOESN'T HAPPEN IN THE FIRST FOUR ROUNDS

IF HE DOESN'T KNOCK HIM OUT

THERE'S GONNA BE CONOR GETTING TIRED AND

FLOYD RUNNING AWAY BUT IT'S STILL GOING TO BE EXCITING

BECAUSE CONOR'S GOING TO BE TALKING CRAP LIKE WE'VE NEVER SEEN

PRETEND TO THROW A HEAD KICK HE MIGHT

LAY ON THE FLOOR H'ES GOING TO GET THE CROWD EXCITED

AS AN MMA FIGHTER DO YOU A HARD TIME

I WAS TOLD HE HAS A CONTRACT IF HE THROWS ANY ILLEGAL

MMA TYPE BELOW HE DOESN'T GET PAID

SO YOU SO CONOR MCGREGOR

YOU HEARD IT HERE FOLKS SOMEBODY MIGHT WIN SOME MONEY BRING IT

LET ME HEAR ALL THE NEGATIVE STUFF ON TWITTER COME ON

COME ON CONOR MCGREGOR

I'M AN IDIOT I KNOW CHRIS IS WOULD NEVER SAY

THAT ABOUT YOU...TO YOUR FACE

For more infomation >> Chris Weidman Thinks Conor McGregor Will KO Floyd Mayweather | MSG Networks - Duration: 1:54.

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5 More Missed Opportunities in Fallout 4 - Duration: 3:59.

Despite Fallout 4 being seen as an improvement over Fallout 3 in many areas, there were still

parts of the game that didn't live up to its expectations.

So, here are 5 more missed opportunities in Fallout 4.

5.

If you've beaten Fallout 4, you should know all about Virgil.

He escaped the Institute and turned himself into a Super Mutant in order to pass through

the Glowing Sea.

However, he comes to regret the decision of becoming a mutant and wants to go back.

The Sole Survivor can retrieve a cure from inside the Institute and give it to Virgil.

The problem is you can't do anything else with it.

You can give it to Virgil, or, just, not.

It works for Virgil because it's been designed by him for him.

Why can't you take it for yourself and present it to the Institute, or even put it into the

Syringer and fire it at a Super Mutant.

Or what about Strong?

He's a companion, why can't you administer it to him?

Of course, Strong acts like a whiny bitch if he's there when you give Virgil the serum,

so you'd have to force him to take it.

But still… should've been an option.

4.

One of the hallmarks of Fallout is being able to rise to power.

You can become a leader, or at least one of the most prominent members, of almost any

faction.

So why can't you become the Mayor of Diamond City?

Quests could have involved talking to traders and wastelanders who run caravans to convince

them to trade with Diamond City or maybe organizing a proper baseball game for the citizens of

Diamond City because Moe has filled their heads with all sorts of propaganda to drum

up sales.

3.

Salem and the Museum of Witchcraft.

That entire thing was just a disappointment.

Throughout the game you're led to believe that some spooky stuff is going on there,

but once you get to the Museum of Witchcraft, not much happens.

You can find a baby Deathclaw egg.

We know from past Fallout games that there are intelligent Deathclaws.

Would it really be that much of a stretch to have had the baby Deathclaw be intelligent,

perhaps from some weird witchcraft stuff?

Let it hatch and become a companion.

A full-blown deathclaw as a companion would be too powerful, but a baby Deathclaw would

be awesome.

//end To be honest, my biggest gripe with Salem is that you can't find a sweet wizard's

hat to wear.

2.

In Vault 81, after completing the Hole in the Wall quest, you have the option of taking

her as a companion.

If you spend enough time with Curie and do things that make her happy, she will eventually

ask you a personal question.

Basically, she wants a body, which launches the Emergent Behavior quest.

If some other quests have been completed, you can talk to Doctor Amari at the Memory

Den and through various means, she gets put into a synth body.

My main complaint with this is rather simple.

Codsworth is a very similar machine to Curie, why can we not put him into a synth body?

Random thought before Number 1.

After you get inside the Institute, you discover that Father is actually you son.

But you never actually have a fucking reunion with him.

Bethesda, are you trying to tell me that a parent wouldn't hug their child after decades

of being apart?

1.

In the beginning of Fallout 4, you spouse dies.

That's supposed to be an emotional moment, but you don't spend enough time with them

to really care all that much.

You can take companions down to Vault 111 and they'll make some comments about your

spouse, and you can take your husband or wife's ring, but that's really all you can do.

Let's be realistic about this for a moment.

You watch the love of your life and the mother/father of your child die, are you really just going

to leave them down there in the vault?

Why can't you take their body and bury somewhere, maybe behind your house?

As you carry them to their grave, the game could have all the companions, settlers, and

Minute Men sort of gather and watch you in silence.

Or instead of Sanctuary, any settlement you have would work.

Alright, that's gonna do it for this video about 5 More Missed Opportunities in Fallout

4, and I will admit that this video was a bit more outlandish than the last video.

But I digress, if you enjoyed the video or learned anything, leave a Like.

If you didn't like the video or didn't learn anything, leave a dislike.

Follow me on Twitter @MittenSquad.

My name is Paul of Mitten Squad.

Have a wonderful day.

For more infomation >> 5 More Missed Opportunities in Fallout 4 - Duration: 3:59.

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Is your child's vaccination information up to date? - Duration: 2:08.

For more infomation >> Is your child's vaccination information up to date? - Duration: 2:08.

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Truth's Sisterlock Estaaaaabbbbllliiiisssshhhmmmeeenttttt! Yaaaas! - Duration: 3:17.

(Guess who has the HIH syndrom???And so soon I tell ya!!!!)

Insecure= The HBO Series.....

Excuse me while ...... :-)!!!!!!!!!!!!!!!!!!!!!!!!!!!!

(This is how I wore it and I'll probably be doing this quite a bit- first style!)

(Here's my little "babies"...show you my grid)

For more infomation >> Truth's Sisterlock Estaaaaabbbbllliiiisssshhhmmmeeenttttt! Yaaaas! - Duration: 3:17.

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Nationwide salmonella outbreak linked to backyard chickens, no cases in Pima County - Duration: 1:50.

For more infomation >> Nationwide salmonella outbreak linked to backyard chickens, no cases in Pima County - Duration: 1:50.

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Greeneville Quarterback Cade Ballard is the Week One Player of the Week - Duration: 1:37.

For more infomation >> Greeneville Quarterback Cade Ballard is the Week One Player of the Week - Duration: 1:37.

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State funding cuts leave SD2 middle schools without mental health counselors - Duration: 1:16.

For more infomation >> State funding cuts leave SD2 middle schools without mental health counselors - Duration: 1:16.

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Pojďme Hrát Dungeon Siege 1 (VYMÓDOVÁNO, 100%) - 87 - Smrduté Předměty {CZ} - Duration: 24:46.

For more infomation >> Pojďme Hrát Dungeon Siege 1 (VYMÓDOVÁNO, 100%) - 87 - Smrduté Předměty {CZ} - Duration: 24:46.

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Nonstop 2018 | Xoạc Nhau Trong Vườn Rau | Nhạc Sàn 2018 Cực Mạnh Hay Mới Nhất |DJ SODA REMIX - Duration: 34:10.

For more infomation >> Nonstop 2018 | Xoạc Nhau Trong Vườn Rau | Nhạc Sàn 2018 Cực Mạnh Hay Mới Nhất |DJ SODA REMIX - Duration: 34:10.

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Audi Q5 2.0 TFSI QUATTRO PRO LINE - Duration: 0:59.

For more infomation >> Audi Q5 2.0 TFSI QUATTRO PRO LINE - Duration: 0:59.

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"Stronger Than You" but Garnet doesn't exist - Duration: 2:55.

This is Garnet.

Back together.

And I'm never going down at the hands of the likes of you

because I'm so much better.

And every part of me is saying "Go get her".

The two of us ain't gonna follow your rules.

Come at me without any of your fancy tools.

Let's go, just me and you.

Let's go, just one on two.

Go ahead and try and hit me if you're able.

Can't you see that my relationship is stable?

I can see you hate the way we intermingle.

But I think you're just mad 'cause you're single.

And you're not gonna stop what we made together.

We are gonna stay like this forever.

If you break us apart, we'll just come back newer.

And we'll always be twice the gem that you are.

I am made

O-o-o-o-of lo-o-o-o-ove. O-o-o-o-of

Lo-o-o-o-ove. Lo-o-o-o-ove. Lo-o-o-o-ove.

This is who we are.

This is who I am.

And if you think you can stop me,

then you need to think again.

'Cause I am a feeling,

and I will never end,

and I won't let you hurt my planet,

and I won't let you hurt my friends.

Go ahead and try and hit me if you're able.

Can't you see that my relationship is stable?

I know you think I'm not something you're afraid of,

'cause you think that you've seen what I'm made of.

But I am even more than the two of them.

Everything they care about is what I am.

I am their fury. I am their patience.

I am a conversation.

I am made O-o-o-o-of

lo-o-o-o-ove. O-o-o-o-of.

And it's stronger than you.

L-o-o-o-ove. O-o-o-o-of lo-o-o-o-ove.

And it's stronger than you.

O-o-o-o-of lo-o-o-o-ove. Lo-o-o-o-ove.

And it's stronger than you.

Lo-o-o-o-ove. O-o-o-o-of lo-o-o-o-ove.

In a moment!

For more infomation >> "Stronger Than You" but Garnet doesn't exist - Duration: 2:55.

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Chăn ga gối nệm cao cấp | Drap trải giường Hàn Quốc màu cam kí hiệu KT2V-012 - Duration: 0:17.

For more infomation >> Chăn ga gối nệm cao cấp | Drap trải giường Hàn Quốc màu cam kí hiệu KT2V-012 - Duration: 0:17.

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THREE CRAZY GTA 5 FLYING GLITCHES - Duration: 3:42.

For more infomation >> THREE CRAZY GTA 5 FLYING GLITCHES - Duration: 3:42.

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花咲徳栄、全試合9得点以上の圧倒的打力で全国初V!チーム牽引した西川「鳥肌が立ちました」 - Duration: 6:46.

For more infomation >> 花咲徳栄、全試合9得点以上の圧倒的打力で全国初V!チーム牽引した西川「鳥肌が立ちました」 - Duration: 6:46.

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韓国版セブンナイツ ストーリー3:戦争の序幕 - Duration: 2:11.

For more infomation >> 韓国版セブンナイツ ストーリー3:戦争の序幕 - Duration: 2:11.

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"솔직화끈"..'라스' 유리X백지영, 만나니 좋지 아니한가-News Daily - Duration: 8:27.

For more infomation >> "솔직화끈"..'라스' 유리X백지영, 만나니 좋지 아니한가-News Daily - Duration: 8:27.

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현아도, 트로피컬..'트로피컬 불패신화' 잇는다-News Daily - Duration: 3:13.

For more infomation >> 현아도, 트로피컬..'트로피컬 불패신화' 잇는다-News Daily - Duration: 3:13.

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김성경 "김지용 대표와 열애? 기사에 나온 것 외 할말없어"-News Daily - Duration: 4:32.

For more infomation >> 김성경 "김지용 대표와 열애? 기사에 나온 것 외 할말없어"-News Daily - Duration: 4:32.

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Autoboy Blackbox : Dashcam App - 2017-08-23 12:38:42 100 County Rd B, Shawano, WI 54166, USA - Duration: 1:01.

For more infomation >> Autoboy Blackbox : Dashcam App - 2017-08-23 12:38:42 100 County Rd B, Shawano, WI 54166, USA - Duration: 1:01.

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Autoboy Blackbox : Dashcam App - 2017-08-23 12:39:45 100 County Rd B, Shawano, WI 54166, USA - Duration: 1:01.

For more infomation >> Autoboy Blackbox : Dashcam App - 2017-08-23 12:39:45 100 County Rd B, Shawano, WI 54166, USA - Duration: 1:01.

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FTM Transition video -- Pre-T - Duration: 3:37.

So... I wanted to make this video

because I'm hopefully

starting testosterone tomorrow

or quite soon, umm

making these videos for myself, but possibly also for other trans guys

who want to see someone transitioning from

pre-t going forward or possibly for friends and family if

they find this video or I decide to post it

Brief introduction I guess, my name is Kasey, uhhh, 24 and

and I've been out as transgender for about two months. Still not out to some people

some friends and others, but that's just sort of a matter of logistics at this point

yeah so I started seeing a doctor about a month ago

at my last appointment he said he was ready to prescribe me T at my next appointment, which is tomorrow morning

umm, so I'm pretty excited. I've been going back and forth a lot as to whether or not I want to do injections or gel

I've never liked needles very much, so

I was thinking gel, but it's a lot more expensive and daily and

so I think I'm just going to try injections and see how it goes

I don't know, I might chicken out tomorrow morning, but that's what I'm hoping to do at any rate

Some of the changes I am looking forward to most are... voice dropping

I don't like my voice. I think, in the rare occasions that I actually go out and pass, my voice gives me away

so I'm hoping that will be a change that happens on the quicker side of things

That's really the big one, but I'm excited for all the other stuff too. I'm excited for some fat to shift around in my body, hopefully

look a little less, you know, curvy, and female, and... stuff

facial hair will be interesting, although I hear that's a slower change for most guys

so, I don't know. I don't even know how most guys shave their faces, so I should probably Google that

or something, I'm not sure. Hoping I don't lose a lot of hair on my head

my dad has lost a lot of hair on his head, so I'm a little bit worried about that

but umm, I know I'll probably lose some like right here

first, so hopefully I keep everything up here for a while

uhhh, what else? Other changes... Unfortunately nothing is going to happen to my chest without top surgery, so just gonna keep binding for now

That's one of the biggest things I hate, and can't wait to get rid of

so, hopefully some time late next summer I'll be able to get top surgery

but we'll see. Anyways

yeah, so umm I'm hoping to do these videos just to keep myself, and maybe others updated on my progress

also to hear my voice change over time

hopefully sooner rather than later

so for future comparison videos

this is my voice, pre-T

yeah so I'll try to do another update once I've started on testosterone and start noticing some changes

so...

For more infomation >> FTM Transition video -- Pre-T - Duration: 3:37.

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JUGO DETOX DE GRANADA Y PIÑA - Duration: 1:43.

For more infomation >> JUGO DETOX DE GRANADA Y PIÑA - Duration: 1:43.

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Kurz nach diesem Foto war die junge Frau tot. Aber nicht durch einen Sturz - Duration: 2:15.

For more infomation >> Kurz nach diesem Foto war die junge Frau tot. Aber nicht durch einen Sturz - Duration: 2:15.

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Hot n New Suspension Series Ep. 20: 11-16 Ford F-250/F-350, 4" BDS Lift Kit w/Fox Shocks - Duration: 2:51.

- Hey guys, Brad here with Custom Offsets.

We got another episode of Hot n New Suspension.

This one's gonna be a four inch BDS kit

for the, uh, 2011

16, uh, Super Duty Ford trucks.

(R&B music)

This kit in particular can be optioned a little bit.

Obviously, like usual, the shocks is one of the things.

On this kit, the customer is gonna go with

the Fox 2.0 shocks all around for the front and back.

And

on these trucks

BDS offers, um

different configurations for the lift kit.

They have a four link set up

I believe they have also a new radius arm set up.

And this is the, uh, standard just

factory radius arm drop kit.

So what these

pieces here are gonna do

is drop the factory radius arm out and down.

So you're gonna reuse the factory radius arm

and drop them down with this

to maintain proper, uh, geometry on the front axle.

This here is gonna be your, uh

track bar drop racket

to drop the front track bar down

and keep the front axle centered under the truck.

You need to drop it down.

Um, as well as

we have a new piece here

to drop the steering stabilizer down

if you're gonna reuse the factory steering stabilizer.

A drop pitman arm, of course.

And then, sway bar. Drops.

And, the for the front obviously

we got these brand new

massive BDS springs that they give you

which will give you the four inches of lift up front.

And in the back

we got blocks in the back here.

I'm pretty sure they also offer

different size blocks for the rear

depending on how you want the truck to sit

level or rigged.

And then, uh

obviously we got the brand new ubolts

for the rear as well.

Ubolt top plates and nuts.

And then the, uh, this little bracket here's gonna be

for the brake line relocation

just to extend the brake lines a bit.

And then, bump stop extensions as well.

Um, and then a bag full of hardware.

And that's pretty much it for this kit.

They're not too complicated.

The solid axle trucks

usually don't have too many parts with them.

They're pretty simple.

And, uh, that's gonna be it for this one.

And, that's, like I said, four inch BDS

Ford 2011

to 16

Ford Super Duty trucks.

Peace.

(R&B music)

For more infomation >> Hot n New Suspension Series Ep. 20: 11-16 Ford F-250/F-350, 4" BDS Lift Kit w/Fox Shocks - Duration: 2:51.

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For more infomation >> Hot n New Suspension Series Ep. 20: 11-16 Ford F-250/F-350, 4" BDS Lift Kit w/Fox Shocks - Duration: 2:51.

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Cécile Bois (Candice Renoir) : "Jean-Pierre m'a appris à m'aimer" - Duration: 2:15.

For more infomation >> Cécile Bois (Candice Renoir) : "Jean-Pierre m'a appris à m'aimer" - Duration: 2:15.

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Yachecia And Gabriel Present Half Their Dish | Season 8 Ep. 13 | MASTERCHEF - Duration: 0:53.

Gabriel, Yachecia, please, let's go.

[applause]

Get ready to get started.

Those aren't good faces.

[music playing]

Uh, did the chicken take off?

No, Chef.

No, Chef.

Describe the morsel.

It's a chicken roulade with Swiss chard

A chicken roulade?

Where is that, underneath?

Because I feel like I've just been planted in my daughter's

doll's house.

A chicken roulade it's not.

Where's the roulade, and where's the chicken?

[music playing]

For more infomation >> Yachecia And Gabriel Present Half Their Dish | Season 8 Ep. 13 | MASTERCHEF - Duration: 0:53.

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Truth's Sisterlock Estaaaaabbbbllliiiisssshhhmmmeeenttttt! Yaaaas! - Duration: 3:17.

(Guess who has the HIH syndrom???And so soon I tell ya!!!!)

Insecure= The HBO Series.....

Excuse me while ...... :-)!!!!!!!!!!!!!!!!!!!!!!!!!!!!

(This is how I wore it and I'll probably be doing this quite a bit- first style!)

(Here's my little "babies"...show you my grid)

For more infomation >> Truth's Sisterlock Estaaaaabbbbllliiiisssshhhmmmeeenttttt! Yaaaas! - Duration: 3:17.

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One World: Finding Your Flow - Duration: 3:00.

hello I'm Ryan Commerson with CSD and this is 3MinMax tonight's topic

is One World and the subject is Finding Your Flow

well... why Flow? well I read a book by Steven Kotler he wrote two books the

first was The Rise of Superman and the second was Stealing Fire now these books

are just awesome they are such good books and he explains all this research over

the last hundred years and plus in the last 10 or 20 years about the X Games

and how people in extreme sports X Games you know and like jumping and ski

jumping and how they do all these different insane dangerous tricks and

don't die so he looked at that and found that your brain has chemicals and it has

a risk center and it suspends that so your brain keeps firing and it peaks

your performance it, raises it and elevates it so this book gave me a lot

of clues about the deaf community. the deaf community has dealt with depression,

dealt with lowered skill levels, dealt with lousy education so because of that

lousy education and general skills and training opportunities just don't exist.

So... about Flow... basically when you train and practice and develop a skill

and you practice and practice at it and you take that the book shows about a 4%

risk and you push through that your performance will improve it'll skyrocket

not just gradually but it'll go way up and it just Peaks your performance so

that book that that author he showed all this evidence and interviewed like

athletes and and not just athletes but other people like pianists

musicians artists all these different people of different skill sets not just

athletes but other skills as well and interviewed them and found the same

thing that's flow when they experience flow they feel

happy and inspired and that's what everyone's looking for is that self

validation you know and that's the best kind of self validation and it makes you

happy so if the community could hack into that flow develop those skills and

take those risks and understand how to find flow then depression would be

reduced you'd be happier the self validation would go up you'd

feel good about yourself feel good with life and then you could really give even

more to this One World it wouldn't just benefit the deaf community but everyone

would benefit from flow understanding and finding your flow. I'm Ryan Commerson

CSD with 3MinMax see you next week 3 minutes is up

For more infomation >> One World: Finding Your Flow - Duration: 3:00.

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What does a Suitability Standard Do To Your Investment? | Common Sense Investing with Ben Felix - Duration: 4:56.

When a financial advisor tells you what to invest your money in, what do they base their

recommendation on?

Unfortunately it's probably not as scientific as you might like to think.

Through their regulatory organizations, most financial services professionals are obligated

to offer their clients an investment that is suitable.

Suitability is a broad term, and there are lots of other factors that may affect the

advice that you receive.

The advisor's regulatory body, compensation model, and education can all have a significant

impact on what they decide to tell you to invest your money in.

I'm Ben Felix, Associate Portfolio Manager at PWL Capital.

In this episode of Common Sense Investing, I'm going to tell you about some of the

common ways that financial advice can be affected.

In Canada, it is currently up to the investor to ensure that their interests are truly being

put first when they are receiving investment advice.

Most Canadian financial advisors are held to a suitability standard, rather than a best

interest standard – meaning that as long as their advice is suitable, it does not have

to be in the best interest of the client.

Conflicts of interest are generally subtle, and they are ingrained in the way that many

Canadian financial advisors do business.

I often hear disbelief when I explain to someone that the advice they have received was likely

influenced by an incentive or commission for the advisor.

Financial advisors do not generally have malicious intent, but they are often in a situation

where the nature of their compensation puts their interests at odds with the interests

of their clients.

A financial advisor licensed to sell mutual funds will often receive a commission of 1%

per year on the investment assets that they manage.

The advisor also has the option of generating a 5% up front commission at the time that

they invest a new client's assets, plus a lower 0.5% per year ongoing.

This is referred to as a deferred sales charge or back end load.

The catch for the client is that only funds with high management fees offer this form

of compensation for the advisor.

Low-cost index funds and ETFs do not offer large upfront commissions.

A 2016 report from Morningstar explained that expense ratios are the most proven predictor

of fund performance, but most financial advisors are oblivious to the fact that high fee products

are likely to do more harm than good for their clients. It's likely that

their heads are full of attractive sales pitches and compensation incentives from fund companies

instead of the academic research that should be driving decisions in the client's best

interest.

A 2015 report published by the Canadian Securities Administrators found that mutual funds that

perform better attract more sales, but the influence of past performance on fund sales

is considerably reduced when fund pays commissions.

In other words, if a fund pays commissions, advisors continue to sell it even if it exhibits

poor performance.

When receiving investment advice from a financial advisor that is only licensed to sell insurance,

the investment vehicle that they are likely to recommend is a segregated fund.

Segregated funds are insurance products that are similar to mutual funds with some added

insurance features.

To pay for these features, segregated funds tend to have significantly higher fees than mutual funds.

The reality for a longterm investor is that the features of segregated funds

will not usually justify their significantly

higher fees.

If a financial advisor is recommending segregated funds, it is likely because that is the only

thing that they are licensed to sell, even if it may not be the best thing for you.

Any time an advisor is recommending segregated funds, it is important to understand exactly

what their reasoning is, and why an index mutual fund or ETF is not a better solution.

There are plenty of financial advisors in Canada who are good people with good intentions,

and who are trusted by their clients.

A significant portion of these financial advisors are in a situation where their advice is naturally

conflicted due to their compensation structure.

Advisors in this situation will usually do their own version of due diligence in order

to justify and rationalize the advice that they are giving to their clients.

Maybe something like finding actively managed funds with good past performance to justify

their higher fees.

The single most logical way to decide how to invest your money is by surveying the academic

literature and available data on investing.

Doing so inevitably leads to the conclusion that low-cost index funds are the best option

for most people.

The unfortunate truth is that most Canadian financial advisors are influenced by

other factors.

Join me in my next video where I will tell you if now is a good time to invest.

My name is Ben Felix of PWL Capital and this is Common Sense Investing.

I'll be talking about this and many other common sense investing topics in this series,

so subscribe and click the bell for updates.

I'd also love to hear from you as to what topics you'd like me to cover.

For more infomation >> What does a Suitability Standard Do To Your Investment? | Common Sense Investing with Ben Felix - Duration: 4:56.

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back to sorry - Duration: 0:53.

wake up, I back doing Youtube not used much, the fan is want to fans message me and text.

I why ask me talk

Daily for to on videos.

Fans amazing good champions for funny and comedy

I look

thanks

I talk for tired do on doing used on videos.

I busy for time summer...

I doing busy for family much for lot much.

Stuck for the first day for month

soon coming next mouth

Wow for god damn it

I thought for a lot of fans for a message.

I really okay for accept fine.

I suspension though back to youtube on soon coming.

For more infomation >> back to sorry - Duration: 0:53.

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Guard your heart!!! - Duration: 4:58.

Here I am

with this tiny cup

and this flavour

I will taste it o.k??

Now it's very cold

because I try to

I try to do

I try to do

this short

video

so many times

that now it is really

cold

well,this is something..it is a secret

o.k?

o.k

The last time we were talking

about

our hearts

and how important is to

keep our hearts and today I want to share with you

a verse in bible that says :" above else

guard your heart

for everything you do flowns from it

and we can ask ourselves what are

inside our hearts that it is so important

for us,that we must

keep

our hearts

and

if we think

we will see that inside our hearts we have affections,

we have will,will to do things,

or will to go to places

or will to have realtionships with other people

and many

things more like our moral purpouses

or plans or goals in life

and everything

so

when this commandment in Bible says

that

we must guard our heart

it is a good advice,because if our heart is o.k

we will be o.k,

it is easy, for example

I take this tea and I have a

nice flavour here and I put it in my cup

this cup will taste good,not the cup,

but the tea will taste good

If the flavour inside it is not o.k or is really

cold

then

the taste

can not be

good

so it is the same in our lifes

if our heart is o.k,if we are full of love

we can give love and we can

have good relationships

but if

inside it is not o.k,

then

we can not give what we don't have

and we can ask ourselves

"it is a bit difficult"what I can do

if my heartis not o.k

but in this case I will tell you about my personal

experience.I know each person

has their personal experiences

but I will tell you about mine

I have found that

the only one who can help you to

have

a heart in the way

one must have

to be wise in our lifes, to walk

in rightness

to walk in light

is through Jesus,through Bible

and for me...

I thank God

because I know He help me

through the word

through the Bible,to know Him

and to know that if my heart is o.k then

I will be o.k

so I encourage you

to guard your hearts,to learn to

say "no" to things that will hurt you

or maybe they are not good for you

or for your life and to know

that it's important to have wisdom

and of course if we are full full of joy

I

tell you

in my case I found this joy through

Jesus

If we are

full of joy then

it is the,

for women,it is the best make-up

because if we are full

of joy through Jesus

then your appereance is different

If you are a man of course it's the same

if you are full

joy, full of Jesus

then your appearance will be

glamorous,

nice,handsome..

so this is the subject for today

and like I told you

I would like to taste another flavour and

may be in one session

we can go to a shop,to a tea shop

and we can choose a good,

a nice cup of tea

so

have a nice day

and please join me the next time

bye!!!

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