Thứ Hai, 26 tháng 12, 2016

Youtube daily report Dec 26 2016

Agni 5 nuclear capable ballistic missile was successfully test-launched today from the

Wheeler Island off Odisha coast!

The missile, an ICBM (Inter-continental ballistic missile) is set to give a big and formidable

boost to India's strike capabilities.

With a range of over 5,000 km, the indigenously-developed Agni 5 has the lethal power to strike China.

The Agni-V missile is India's most advanced and potent weapon and deterrent against enemies.

Today's trial is the fourth developmental trial and the second canisterised-based one

of the long range missile.

The first test of this missile was conducted on April 19, 2012, the second test was carried

out on September 15, 2013 and the third on January 31, 2015 from the same base.

The surface-to-surface Agni 5 missile is about 17-metre long, 2-metre wide and has launch

weight of around 50 tonnes.

The missile can carry a nuclear warhead of more than one tonne.

The first two test launches happened in an "open configuration".

The second canister-based trial assumes great significance since it would give the defence

forces the ability to transport the missile on a truck and fire from wherever required.

With Agni 5's induction in the coming years, India will become the sixth country in the

world to have a missile with over 5,000 km range the other countries are China, Russia,

the US, France and US.

Unlike other missiles of Agni series, the latest one 'Agni-5' is the most advanced

having some new technologies incorporated with it in terms of navigation and guidance,

warhead and engine.

India has at present in its armoury of Agni series, Agni-1 with 700 km range, Agni-2 with

2,000 km range, Agni-3 and Agni-4 with with 2,500 km to more than 3500 km range.

After some few more trials, Agni-5 will be inducted into the services, sources said.

Lot of new technologies developed indigenously were successfully tested in the first Agni-5

trial.

The redundant navigation systems, very high accuracy Ring Laser Gyro based Inertial Navigation

System (RINS) and the most modern and accurate Micro Navigation System (MINS) had ensured

the Missile reach the target point within few metres of accuracy.

The high-speed on board computer and fault tolerant software along with robust and reliable

bus guided the missile flawlessly, an official said.

For more infomation >> Agni5 : India successfully tests over 5000km nuclear capable ballistic missile that can hit China - Duration: 3:10.

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Супергерои Диснея Спайдермен и машинки Видео для детей - Duration: 10:32.

For more infomation >> Супергерои Диснея Спайдермен и машинки Видео для детей - Duration: 10:32.

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Structuring Deals #1:"Subject To" Deals - Duration: 10:14.

Hey, it's Joe Crump.

In this series I'm going to do, I'm going to explain the different zero down structures.

There's five of them that I'm going to focus on that encompass just about every different

type of structure that you can use.

And there's a hierarchy based on the type of offer that you're making, whether you're

buying or whether you're selling.

I'm going to try to explain some of those things in these videos.

The first five videos in this series are going to be explaining each of those different structures.

So you'll probably want to listen to them all eventually, one after the other.

But right now we're going to trickle them out, you know, once a week or whatever, and

you're going to be able to listen to them that way.

After that, I'm going to do some example deals and I'm going to show you here is a situation,

here's how much they want for the property, here's how much it's worth, what kind of offer

can you make on it that would work as a zero down structure that would make you money.

So that's how I'm going to go through this next series of about 15 videos or so.

So let's start, first of all, with subject to.

What is buying property subject to the existing loan?

Essentially, what you're doing is asking the seller who already has a property and has

a mortgage on that property to transfer the title to you.

Transfer the deed to you.

And so they sign over the deed to you, you take over the property, and you start making

payments on their existing loan.

You're not going to qualify for that loan, you're going to take over that loan payments.

You're also going to transfer the insurance into your name and you're going to start making

the tax payments as well.

So you're going to be paying principal, interest, taxes and insurance on that property.

And you're going to go out and find someone, probably, to lease option that property.

And they're going to make payments to you.

So you'll, let's say you have a property and it's got $150K mortgage on it and it's worth

$160K. You turn around and sell it for $165K, $170K maybe.

You get $5,000 as a down payment and you're going to get let's say $1,200 a month for

the income for it.

But the payments on it are $1,000 so you put $1,000 towards the payment, the PITI, plus

you take $200 for yourself as cash flow for that property.

So that would be one scenario where you could keep this property and pay it off over time,

using the existing loan on it, getting, having no money into it, making $5,000 pretty much

when you close that deal because you're not going to close it until you find a lease option

buyer to move in.

So you're making money immediately on it.

But the way you're taking control of that property is having the title.

This is the strongest way to buy a property, having control of the title and not having

your name on a loan.

Now you don't have to qualify for the loan, you don't have to have good credit, you don't

have to have any down payment and you have full control over this property.

The seller has no control over that property.

You now have control over it.

If you don't make the payments on that property, you trash their credit.

So you're obligation, your ethical obligation is to make sure you make those payments.

If you take that property, start collecting rent on it, don't make the payments, that's

considered fraud and they can put you in jail for that.

So don't do that.

It's also not the right thing to do.

I've seen people do it before.

I've also seen a guy go to jail for it.

So make sure that you do this properly and you watch out for the people who you're buying

the properties from.

If you get into a position ever where you can't make the payments, my promise to our

sellers whenever I take a property from them is that they won't ever have to worry about

this again.

But, I tell them if I ever get into a situation where I can't sustain this property for whatever

reason, I will give it back to them in as at least as good a condition as I what I took

it over at.

And I won't have, you'll also get it back without the payments being late.

So even if it's a few days before the next payment is due, I'm going to do that.

And if the next payment comes do, then I make that payment so that they, so it's never comes

late on them.

So you have to take responsibility.

So by learning these things it gives you a great power and with great power comes great

responsibility.

I feel like Spiderman's dad, or grandpa.

Anyway.

So, use this stuff wisely.

It is the best way to buy property and you can build a whole portfolio.

The likelihood that you could put together ten of these $150K properties in one year,

one a month even, is very high.

That means that you just built $1.8 million worth of property and it's probably worth

more than that.

So, you can probably get close to $2 million worth of property in a year doing it this

way.

I've had lots of students that have done it that way.

And a lot of these things you can get with some equity in them.

A lot of times you're buying them without any equity where you, like I said, you get

$150K mortgage, and it's got $10,000 of equity.

Okay, $10,000 of equity isn't real equity.

You can't turn around and sell it and pay a realtor and get out of the deal.

You're going to have your expenses to sell that are going to be higher than that.

But if you keep the property, you're going to get some benefits from it.

You're going to, every month, you're going to get a buy down on that note, you know,

,maybe it's a couple of hundred dollars down on that note.

You're going to get tax depreciation which is over 27.5 years on the tax basis of that

property so it's about 3.64% of the improvement value of that property.

So, on a property like that you're probably talking about, I don't know, $4,000 or $5,000

a year and, which is you had, you're in a 30% tax bracket, that means you're making

about $1,500 per year in you know, your tax benefits.

You're also going to get appreciation on that property.

The properties typically go up over time so, if it goes up just 1% in a year, it's gone

up another $1,500 in value.

So you get the buy down on the note, you get appreciation, you get depreciation and of

course you get the rental income on the property as well.

And eventually, and you're also going to get the lease option fee.

So anytime somebody buys it on a lease option, they're going to give you a down payment.

So, let's say they give you $5,000 and you can get anywhere from $5,000 to $15,000 on

a deal like this, on a lease option.

Let's say you get $5,000 so you get that cash.

You probably want to put that in an escrow account and hold that as a reserve because

you're probably going to get that property back.

The likelihood that they're going to exercise that option when they buy it is very low.

Less than 30%.

And if they do, then, and you sold it for $165K, that means they still owe you $160K

on it, you owe $150K, they give you $160K, you get $10,000, you make a profit if they

buy it.

If they don't, you get the other benefits of owning that property as a rental property

for as long as you own it.

And you'll pay it off eventually.

If it's 20 years left on the mortgage, in 20 years it'll be paid off.

If you're making more cash flow on it and as time goes by, you're rents go up typically,

and as your rents go up, you could start paying more down on your principal and pay it off

instead of 30 years you could pay it at 20 or instead of 20 years you could pay it off

in 10.

And you can get to that place where those things are paid off a whole lot quicker.

Or, you can just keep the cash flow for yourself and use that to live on.

Just make sure you keep a reserve on these properties.

I've seen too many people buy a bunch of subject to properties and then they'd have vacancies

and they wouldn't be able to make their payments because they spent all of the money

that they got in lease options to live on.

And that's a mistake.

So, don't get into that situation because you don't want to default on these properties

if there's any way that you can avoid it.

And you don't want to have to give it back to that seller later if you can avoid it.

One thing, though, when you do have to give it back, if that ever happens, it won't damage

your credit.

It won't cost you anything other than what you promised them that you would do which

is keep it current.

So, that's how you do a subject to.

That's the basic structure of this and all it takes is them deeding you the property.

Now, we have a whole package of documents that we ask them to sign, you know, disclosures,

and you know, giving us the right to have control over the insurance policy, you know,

those types of things that we have on every subject to property that comes through.

We also have the right to talk to a lender, which we get in writing, we ask them to give

us the password to their online account, their bank account that shows the mortgage account

so we have access to the mortgage.

We can pay it online if we want to and do it that way.

One of the things I've talked about in previous videos is the due on sale clause.

A lot of people are concerned with subject to because of the due on sale clause.

Every lender has, or every mortgage has a due on sale clause that says if you transfer

that property they have the right to foreclose on that property.

There's some ways around it by using a land trust or doing things like that or hiding

the fact that it got transferred from the bank by not recording the deed, you know,.

We've done those things as well, but I've, we've done so many of these subject to's,

hundreds, and with my students, thousands, and when I look at over all the years that

we've done this for, I've never seen one bank every foreclose using the due on sale clause

as its reason.

So, I wouldn't worry too much about that happening.

Of course I can't give legal advice.

I'm not an attorney, so, take my advice as from my experience, not because I legally

have the right to give you legal advice.

I don't.

I don't even play one on TV.

So, anyway, hope that helps.

That's subject to.

Next time when we come back, I will talk to you about multi-mortgage as the second in

the hierarchy.

All right.

Hope that helps.

For more infomation >> Structuring Deals #1:"Subject To" Deals - Duration: 10:14.

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The most BIZARRE Ways People Have Died! - Duration: 11:08.

Here are the weirdest ways people have died!

12 - Laughing to Death

This sounds impossible, but it totally happened.

It was March 24, 1975 and Alex Mitchell was watching an episode of The Goodies called

"Kung Fu Kapers."

The episode was so funny that Mitchell laughed for 25 minutes straight, which sadly, caused

heart failure.

The Goodies, if you've never seen it, was an obscure british sketch comedy during the

70's and 80's, featuring bizarre and often surreal sketches.

In this case a Kilted Scotsman challenged one of the main characters to a fight, using

pudding as his weapon of choice.

That cracked Mitchell up so much, that he laughed to death.

Mitchell's widow gracefully wrote a letter to the show's cast thanking them for making

her late husband's final moment so pleasant.

Doctors determined that Mitchell had a rare congenital heart disease known as Long QT

Syndrome, which can cause sudden death due to an increase in heart rate.

Sadly his granddaughter died in 2012 from the disease as well.

11 - A Deadly Beard

If you're a dude there are numerous advantages to being able to grow a beard.

Seriously, it's cool looking, women love it, and it's kind of like being able to

grow a new face whenever you feel like it.

But there's still a deadly side to unfettered beard ambitions.

It was 1567 in Austria.

A gentleman named Hans Steinberger was known for having the longest beard.

He grew it out to an impressive 4 and a half feet long.

According to those who knew him, he would roll it up when he needed to get around.

One day he was at home when his house caught on fire, and of course his beard was unrolled.

While trying to escape, Hans tripped over the beard and broke his neck.

He died in the fire.

The moral of the story is just be careful with your beards.

You probably don't need to grow them out like a wizard in order to look cool.

10 - Lethal Cactus

If you're into shooting guns, try not to use a cactus for target practice.

Let me explain.

In 1982 a dude named David Gunderman was shooting a gun at a Saguaro Cactus when the 26 foot

high cactus fell on his head and tragically killed him.

This little known and unusual incident was the focus of the folk song called Sagara,

by a Texas based band called the Austin Lounge Lizards.

Did this actually happen though?!

Let us know what you think!

9 - Proving a Point

Clement Vallandigham's life was as unusual as his death.

As a prominent politician from Ohio during the 1850's and 60's, he was staunchly

anti-war, putting him at odds with his fellow northerners.

He was ultimately exiled to Canada and ran for Governor of Ohio while in exile, although

he was defeated.

After the war he became a lawyer and was defending an accused murderer named Thomas Mcgehan in

1871.The man had been accused of killing a guy named Tom Myers during a bar room brawl.

Vallandigham's contention was that Myers accidentally shot himself while trying to

pull his weapon on Mcgahen.

To demonstrate to the jury how this could have occurred, Vallandigham used a pistol

that he thought was unloaded.

When he tried to reenact Myers's fatal mistake, he accidentally shot and killed himself, obviously

because the gun was loaded.

The silver lining here is that Vallandigham made his point.

Mcgehan was acquitted of the crime.

8 - Napoleon's Great Misunderstanding

As a ruthless war monger, Napoleon can probably be credited with the deaths of tens of thousands

of people.

Maybe even hundreds of thousands, I dunno.

But in this case, a cough might have led to the death of thousands of prisoners.

Now, we have to tell you, this is another one of those folk legends that has somewhat

blurred the true events.

But imagine for a second that everything I'm about to tell you truly happened.

The French Army had captured about 1,200 prisoners.

Napoleon's officers were awaiting orders from their fearless leader who was battling a really

bad cough.

He supposedly said "Ma sacre toux" which is french for "My damn cough."

However this also sounded like "Massacre-tous" which meant "massacre all."

his officers chose the more deadly of the interpretations and slaughtered all of the

prisoners.

Did this one actually happen?

Maybe, maybe not.

But in either case, that's one of many reasons why clear communication is extremely important.

7 - Cocktails and a Bridge

Big Ed spent 15 years in the majors between 1888 and 1903 and he was one of the game's

early power hitters.

However, his career as a slugger isn't why he made this list.

In 1903 Big Ed was traveling on a train through New York.

He consumed a crap ton of alcohol and apparently he began threatening passengers with a knife.

So, naturally, the conductor kicked him off the train.

While drunkenly stumbling around, he fell off the International Bridge and into the

Niagara River.

He happened to fall in near Niagara Falls and his body floated over the falls.

His corpse was found two weeks later.

Despite the bizarre end to his life, Big Ed was remembered fondly by baseball observers.

In 1945, 43 years after his death he was inducted into the hall of fame, and he was remembered

as one of the premier power hitters of his era.

6 - Exploding Molasses

It's not just beer floods that do people in.

In 1919 Boston, a molasses tank blew up sending molasses gushing into the streets.

Incredibly, this killed 21 people while injuring 150 others.

Molasses is a pretty common ingredient in alcoholic beverages, such as rum, so it's

a pretty common ingredient at distilleries.

On January 15 a huge tank of Molasses at the Purity Distillery Company exploded when temperatures

rose from the previous day.

Eyewitnesses said that an actual 25-foot tidal wave of Molasses came bursting through the

tank at an astounding speed of 35 miles per hour.

The explosion damaged nearby property and killed 21 people.

As legend has it, people were picked up by the wave and tossed around.

Dogs and horses were also reportedly hurt and killed during the disaster.

Today the event has become a popular event in Bostonian Folklore and a park sits on the

site of the accident.

A small plaque commemorates the tragedy and the lives lost in the explosion.

5 - Flooded by Beer

A beer flood actually sounds like a pretty fun experience.

But in this bizarre case of the London Beer Flood of 1814, it wasn't all that fun.

It was October 17th, a seemingly normal day at the Meux and Company Brewery.

A vat with about 135,000 gallons of beer exploded, triggering a domino effect of exploding beer

throughout the whole brewery.

Then next thing you know, more than 300,000 gallons of beer went gushing into the street.

The accident killed one employee and the ensuing flood trapped and killed at least eight people

in neighboring houses.

The Brewery was in a pretty poor neighborhood where entire families often dwelled in basements

that flooded easily.

In one tragic stroke of irony, a mother and daughter were killed while they were attending

a wake for another family member.

While the event is a rather obscure piece of history that's seldom spoken about in

the annals of tragic events, a London Brewery has been brewing a special brew each October

17th for the past few years to commemorate the day.

4 - A Rolling Jeep

Anton Yelchin is known for films such as Fright Night, Charlie Bartlett, Green Room, as well

as Star Trek films, Star Trek Into Darkness and Star Trek Beyond.

Sadly he was killed on June 19, 2016 in what everyone has described as a freak accident.

He was found pinned between his running Jeep Cherokee and a brick wall in his driveway.

The theory is that Yelchin was in his car and got out for some reason.

His driveway was on a steep incline, and the Jeep began to roll backwards and pinned him

up against a brick pillar.

Medical experts believe he died within a minute.

3 - Accidental Killing?

The son of Bruce Lee, Brandon Lee became well known for his roles in a number of films such

as Showdown in Little Tokyo, Kung Fu: The Movie, Legacy of Rage, and Rapid Fire.

However, he died while filming The Crow in 1994.

While filming a scene in which his character was shot on screen, someone on the set made

the mistake of actually loading the gun with real bullets.

They obviously were supposed to have loaded the gun with blanks instead of real bullets.

The .44 Magnum bullet was still in the gun, and Lee was shot to death by a bullet in the

abdomen.

Bruce Lee also died under mysterious circumstances.

There's a rumor that because somehow he had crossed the triads, they ordered his death

and the death of Brandon.

Maybe it's a coincidence, or maybe it wasn't.

2 Spontaneous Combustion

Human beings are the most advanced creatures to have ever graced the earth.

But we aren't impervious to death by spontaneous combustion.

The earliest known incident was a 15th century Italian Knight named Polonus Vorstius.

Apparently this valiant Knight loved wine, and drank a whole bunch of it one night after

a day of doing whatever it is a 15th century Knight did all day.

He soon began to vomit up flames and quickly caught on fire himself and died.

The weird thing is that everyone around him drank the same wine.

They were obviously confused.

More than 600 years later, we're still a bit baffled by spontaneous human combustion,

though medical experts have theorized for years.

Making things more confusing, only one case in recent history had any witnesses.

It was a mentally disabled woman who lived with her father.

He claims he witnessed her catching on fire.

Oddly she had no reaction to the flames as her father tried to put her out.

She ultimately slipped into a coma and died a few days later.

1 - The Method Actor

The Comedian Demetri Martin used to have this really dark bit in which he theorized that

a really bad time to have a heart attack would be during a game of charades.

He later quipped it would be even worse if the group decided to play fake heart attacks.

There is actually some historical precedent to this dark premise laid for by Martin here.

In 1958, a famous stage actor named Gareth Jones died during a live performance.

Ironically the character he was playing was scripted to have a heart attack.

Weirdly enough, his fellow performers managed to improvise around his death for the rest

of the play, but Jones could not be revived.

This is one of those cases where the legend of the event sometimes obscures reality.

While some accounts claim he died on camera, other have said he died off camera between

two of his scenes.

We don't for sure exactly when he died, but the irony of the whole situation should

not be lost on you.

Here's what's next!

For more infomation >> The most BIZARRE Ways People Have Died! - Duration: 11:08.

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Kamen Rider Genmu- Ganbarizing Zombie Gamer Level X (English Subs) - Duration: 1:36.

GASHAT!

DANGEROUS ZOMBIE!

Grade 10...

Press the button!

GACKON!

BUGLE UP!

DANGER! DANGER!

DEATH THE CRISIS!

DANGEROUS ZOMBIE!

Fear my power...

Success!

Use the special icon to Power Up!

Your chance to finish this!

Press the button!

Perfect!

Wow! That was really good!

Flip the card to unleash the finisher!

Everything will end...

Amazing!

That was a critical hit!

The enemy is attacking!

Press the button!

GASHAT!

Everything will end...

BUGLE UP!

DANGER! DANGER!

DEATH THE CRISIS!

DANGEROUS ZOMBIE!

For more infomation >> Kamen Rider Genmu- Ganbarizing Zombie Gamer Level X (English Subs) - Duration: 1:36.

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Ravers! Rave On - Lord Of The Dance #techno - Duration: 8:30.

Ravers!

Rave On - Lord Of

The Dance #techno By the 1990s, genres such as acid house, house

music, old-school jungle, techno, and electronica were all being featured at raves.

A rave is a large dance party featuring performances by DJs and occasionally live performers playing

electronic music, particularly electronic dance music.

The music is amplified with a large, powerful sound reinforcement system,

typically with large sub-woofers to produce a deep bass sound.

The music is accompanied by laser light shows, projected images,

visual effects and fog machines.

The word "rave" was first used in the late 1980s to describe the subculture that grew

out of the acid house movement.

For more infomation >> Ravers! Rave On - Lord Of The Dance #techno - Duration: 8:30.

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Is Japan Really Sexless? | ASIAN BOSS - Duration: 6:23.

For more infomation >> Is Japan Really Sexless? | ASIAN BOSS - Duration: 6:23.

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Shooting at Ala Moana Center leaves man critically injured - Duration: 0:33.

A SHOOTING AT ALA MOANA CENTER

TONIGHT.

THE MALL WAS CLOSED, BUT POLICE

SWARMED THE

5TH FLOOR OF THE PARKING

STRUCTURE ON

THE EWA, MAUKA SIDE OF THE

CENTER JUST AFTER

20-YEAR-OLD MAN

WAS TAKEN TO THE HOSPITAL IN

CRITICAL

CONDITION WITH A GUNSHOT WOUND

TO THE

BACK OF HIS HEAD.

NO ARRESTS HAVE BEEN MADE.

POLICE ARE LOOKING FOR SUSPECTS

BUT DO NOT

For more infomation >> Shooting at Ala Moana Center leaves man critically injured - Duration: 0:33.

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Hulk Fights For Children Dinosaur Vs Hulk Vs Horse Action Fights Horse Death Fight Video Collection - Duration: 1:16:11.

Hulk Fights For Children Dinosaur Vs Hulk Vs Horse Action Fights Horse Death Fight Video Collection

For more infomation >> Hulk Fights For Children Dinosaur Vs Hulk Vs Horse Action Fights Horse Death Fight Video Collection - Duration: 1:16:11.

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Theresa May's Christmas message to the Armed Forces - Duration: 2:38.

For more infomation >> Theresa May's Christmas message to the Armed Forces - Duration: 2:38.

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Chemical Sensitivity Caused by Adrenal Fatigue - Duration: 5:30.

Living in the modern world exposes us to many chemical pollutants. Most of us can handle

it but many people with Adrenal Fatigue have a tough time. This is Dr. Lam, founder of

DrLam.com. Did you know that in advanced Adrenal Fatigue, almost everybody has some form of

chemical sensitivity and the chemical can be food sensitivity, maybe they have tolerance

problems to soy, wheat, corn, dairy products, but many also suffer from sensitivities to

simple things like nail polish, shampoos, even florescent lights, electromagnetic fields,

petroleum byproducts, fumes from the car exhaust, these are all chemicals that is released into

the air or food or in our drinks that gets into our body.

Normally, the body has a way to get rid of them and that's when you are healthy and young.

In Adrenal Fatigue in the advanced stages, not so much in the early stages, the body

becomes very congested because it is slowing down to conserve energy. The liver becomes

congested. The ability to process these metabolites, these chemicals, these petroleum byproducts,

these hormones that are generated from chemicals becomes overloading to the body so the body

cannot process them quick enough. It's not that they are not processing them altogether

because if they are not then you would be severely sick but the inflammation that is

caused as a result of slow processing, not low or no processing, becomes overwhelming.

Decongestion can back up into what we call the extracellular matrix and these sensitivities

of these chemicals becomes unbearable. Why?

It's because these chemicals, once they enter the body, they have to be broken down, and

because they are inflammatory they cause cells, every cell in the body to vibrate; because

these are not compounds that your body wants so the body goes into vibration mode, but

these vibrations, while they generate heat, they are also not in sync so it causes a lot

of energy drain because it takes energy for these cells to vibrate. You want the cells

to be nice and calm. You don't want inflammation. Inflammation causes the cells to work hard

and when the cells work hard, they create more metabolites. So there's more metabolites,

add to the original metabolites that's already unwanted from the chemicals, basically causes

the person to be hypersensitive. So multiple chemical sensitivities is a sign

of a body that's congested. In turn, that is a sign of Adrenal Fatigue. What do you

do?

First, you have to be attentive to the body, and the body will tell you. If you really

pay attention and the people that have this problem do, they can sense their environment.

They can smell the fumes. They can immediately detect an environment where they are chemically

exposed well before normal people. Why?

It's because they are more sensitive. Their body doesn't have a lot of reserve to be able

to deal with this. So while normal people don't sense the problem, these people do.

Putting a cell phone near their head can cause some pain and headache. Expose themselves

to florescent light or chemical, not chemical, but computer monitor can cause dizziness.

These are all part of the spectrum, not specifically related to chemical, but related to the body's

underlying congestion and that is the take home message.

So understanding these signs is a really, really critical for you to understand and

assess the degree of reserves the body has in terms of the adrenal glands as well as

the body's ability to really process. A lot of people when they come to this stage not

only have sensitivity to chemicals, they also have sensitivity to food, to supplements,

so knowing these multiple chemical sensitivity and the degree will help for you to identify

and trace to the root problem which is really rested in the adrenal system dysfunction.

I hope you've enjoyed this video. For more information on this topic, head over to DrLam.com

where I have written over a thousand articles to help educate people. You can also call

me at 626-571-1234 for more information on Adrenal Fatigue and how to navigate it. Finally,

if you enjoyed this video, please subscribe to my YouTube channel. Thanks for watching.

For more infomation >> Chemical Sensitivity Caused by Adrenal Fatigue - Duration: 5:30.

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Weihnachtsansprache von Barbara Stamm: "Was Bayern so wertvoll macht, ist Ihr Verdienst" - Duration: 8:47.

For more infomation >> Weihnachtsansprache von Barbara Stamm: "Was Bayern so wertvoll macht, ist Ihr Verdienst" - Duration: 8:47.

-------------------------------------------

Decked with elf ears and tinsel, Hokulea sends Hawaii special Caribbean Christmas greeting - Duration: 0:58.

HOKULE'A TODAY, AND THEY SENT

YOU A SPECIAL

GREETING.

Hokule'a Crew, Caribbean: "aloha

kakou, this is leg 26

our loved ones back home a mele

kalikimaka and hau'oli

makahiki hou, alright, mele

kalikimaka, mele kalikimaka,

cheehoo."

ALTHOUGH THEY'D LOVE TO BE HOME

WITH FAMILY,

THEY KNOW IT'S ALWAYS AN HONOR

TO BE ON

HOKULE'A AND CARRY HER MISSION

OF MALAMA

HONUA.

THEY HAVE ABOUT ONE WEEK AND

SEVEN-

HUNDRED MILES TO SAIL BEFORE

REACHING

For more infomation >> Decked with elf ears and tinsel, Hokulea sends Hawaii special Caribbean Christmas greeting - Duration: 0:58.

-------------------------------------------

FUNK UP! I.C.H. - Duration: 9:43.

For more infomation >> FUNK UP! I.C.H. - Duration: 9:43.

-------------------------------------------

For Dymburt - Duration: 27:57.

LIVE FROM THE KOIN CENTER.

ANDREW: WELCOME IN TO KOIN 6

NEWS AT 6:00, THANKS FOR JOINING

US THIS CHRISTMAS, I'M ANDREW

DYMBURT, IN FOR CHRIS HOLMSTROM

OUR FIRST STORY TONIGHT.

PEOPLE ACROSS OUR AREA COME

TOGETHER IN SEPARATE ACTS OF

KINDNESS TO HELP OTHERS FOR THE

HOLIDAY.

KOIN 6'S JENNIFER DOWLING HAS A

WRAP OF THOSE WHO CHOSE TO GIVE

THIS HOLIDAY WEEKEND.

JENNIFER: WE HAD A FAMILY BURNED

OUT OF THEIR HOME IN CORBETT.

AND PEOPLE UNDER THE BRIDGE

RECEIVING GLOVES IN PORTLAND.

ALONG WITH COPS IN BEAVERTON

HITTING THE BEAT, ACTING AS

SANTA'S ELVES.

IT ALL MADE FOR GREAT HOLIDAY.

IT WENT OUT LIKE A

MATCHSTICK.

HE DID IT HIM AND ON.

OF COURSE WHEN THE HOME BURNED

DOWN ON DECEMBER 11, THEY NEVER

IMAGINED

THAT PEOPLE COME

TOGETHER TO REPLACE THEIR

CHRISTMAS GIFTS ESPECIALLY SINCE

, THEY'D ONLY BEEN LIVING AT

THEIR HOME FOR ABOUT 3 MONTHS.

IT'S SUCH A PLEASURE TO MEET

YOU.

BUT LAST NIGHT, HOLLY MCCOWEN

BUT LAST NIGHT, HOLLY MCCOWEN

BROUGHT THE GIFTS OVER TO THE

COUPLE'S DAUGHTER'S HOUSE.

HOLLY MCCOWEN, MC-COW IN

SO MANY PEOPLE HAD SO MANY

THINGS TO OFFER.

THE LEESI'S OVERCOME WITH

EMOTION.

THANK YOU ALL FOR COMING

OVER.

I WOULD DEFINITELY BE PAYING IN

FULL.

THANK YOU VERY MUCH.

THE

PORTLAND HOUSELESS

SUPPORT COALITION WRAPPED UP

THEIR CHRISTMAS EVE DONATION

DRIVE IN CONJUNDTION WITH RIGHT

TO DREAM TOO.

ADVOCATES WALKED TO THE EAST

SIDE TO PASS OUT WARM CLOTHING

FOR THOSE WHO WERE FORCED TO

SPEND CHRISTMAS OUTSIDE.

I THINK THE NEEDS ARE

GREATER, NEEDS ARE INCREASING,

HOUSELESSNESS IS INCREASING,

HOUSELESSNESS WE ARE COMING BACK

TO R2D2 EMPTY HANDED TONIGHT,

WHICH IS NOT ALWAYS THE CASE IN

THE UNDER THE BRIDGES WALK.

TO HELP SANT OUT, THE BEAVERTON

POLICE POSED AS ELVES IN BLUE

CINDY HERRING, BEAVERTON POLICE

OFFICER: SANTA IS STUCK ON THE

OTHER SIDE OF THE WORLD RIGHT

NOW.

TAKING PRESENTS TO KIDS WHO

MIGHT NOT OTEHRWISE GET THEM FOR

THE HOLIDAY.

I LOVE DROPPING OFF TO LITTLE

KIDS BECAUSE YOU GET TO

EXPERIENCE THE CHRISTMAS MAGIC.

NORMALLY DURING CHRISTMAS I

JUST SIT IN AND SLEEP, IT'S A

REAL NICE CHANGE.

SAY THANK YOU, THANK YOU.

IF YOU WOULD LIKE TO HELP

WITH FIRE DONATION EFFORTS OR

THE WARM-CLOTHES DRIVE, WE'LL

PUT THAT INFORMATION IN OUR

STORY AT KOIN.COM.

BACK TO YOU.

ANDREW: IT ONLY HAPPENED IN THE

MOVIES.

HOW ABOUT THE MOVIE THEATERS?

A MAN WALK UP AN EMPTY THEATER

OUT IN CORNELIUS.

JUSTIN HOWARD WENT OUT TO SEE

STAR WARS ROGUE ONE.

SOMETIME DURING THE MOVIE HE

FELL ASLEEP.

WHEN HE WOKE UP HOURS LATER HE

WAS ALL ALONE.

THAT IS WHAT HE TRIED GETTING

OUT, TRIPPING A MOTION SENSOR

ALARM.

I WAKE UP

IN A THEATER

COMPLETELY DARK.

I CAN SEE ANYTHING.

I CAN SEE THE SCREEN.

MAYBE MY HAND.

I CALLED 911.

THERE WAS NO OTHER OPTION.

I ENDED UP GETTING A HOLD OF

THEM AND I SAID IT IS NOT AN

EMERGENCY BUT I AM STUCK IN A

MOVIE THEATER OR IN CORNELIUS.

OFFICERS SAY IT WAS NOT CRIME

RELATED AND THAT THEATER STAFF

FORGOT TO CHECK THE ENTIRE

THEATER.

JOSEPH IS NOW IN THE WEATHER

CENTER.

JOSEPH, MERRY CHRISTMAS TO YOU

AS WELL.

A LOT OF SUNSHINE.

PRETTY QUIET AS WE HEAD INTO OUR

EVENING.

IT IS 37 DEGREES.

STILL A FEW CLOUDS OUT THERE.

WE MAY HAVE SOME LOW-LEVEL FOG.

I HOPE YOU HAD A WONDERFUL DAY

SO FAR.

MERRY CHRISTMAS TO EVERYONE AT

HOME.

HERE IS WHAT WE HAVE GOING ON.

A BIG SYSTEM OFF OF THE

NORTHWEST.

THAT WILL AFFECT US.

BY THE TIME WE GET TO OUR MONDAY

AFTERNOON FOR NOW, JUST A

LEADING EDGE OF CLOUD COVER

COMING IN.

CLOSER TOWARD HOME HERE IN

PORTLAND.

TEMPERATURES:

TO THE LOWER 30'S

AS WE HEAD INTO THE EVENING.

I AM TRACKING SOME SNOW.

WE WILL LET YOU KNOW

ABOUT THAT

IN THE FULL FORECAST, COMING UP

IN JUST A COUPLE OF MINUTES.

ANDREW:

A MAN PULLED OUT A KNIFE

AND A WASHINGTON MALL.

ACCORDING TO LYNWOOD POLICE,

THE

VICTIM, IN HIS 30'S STEPPED IN

BETWEEN TWO OTHER MEN IN THEIR

LATE TEENS FIGHTING.

ONE OF THOSE TEENS STAFF THE MEN

AND THEN BOTH TEENS TRIED

TO

RUN.

THEY WERE IMMEDIATELY TAKEN DOWN

BY MOST SECURITY AND BYSTANDERS.

EVERYONE WAS JUST SCREAMING.

I THOUGHT HE WAS GOING TO PULL

OUT A GUN.

UNFORTUNATELY, THAT VICTIM IS

OK.

WE NOW KNOW THE IDENTITY OF

THE

ELDERLY WOMAN THAT DIED

YESTERDAY AFTER WE'RE ENDING A

BUS IN NORTHEAST PORTLAND.

HER NAME IS JEAN LINCOLN.

HER SON WAS ALSO IN THE CAR BUT

ONLY HAD MINOR INJURIES.

INVESTIGATORS BELIEVE THAT SHE

MAY HAVE APPLIED THE GAS INSTEAD

OF THE BRAKES WENT CRASHING INTO

THE BACK OF THE STOPPED BUS.

THIS IS THE

42ND TRAFFIC

FATALITY IN PORTLAND IN 2016.

THE 43RD WAS NOT FAR BEHIND.

A CHRISTMAS TRAGEDY OVERNIGHT.

A 16-YEAR-OLD IS DEAD

AND THREE

OTHER TEENS ARE IN THE HOSPITAL

AFTER A CRASH ON MT. SCOTT

BOULEVARD.

THE TEENS WERE TRAVELING FROM

HAPPY VALLEY AFTER AN EVENING OF

SINGING CHRISTMAS CAROLS WITH

MEMBERS OF A SOUTHEAST PORTLAND

CHURCH.

IT LOOKS AS THOUGH THE CAR

MISSED A SHARP TURN SENDING THEM

OFF THE ROADWAY.

AND ANOTHER MAN IS DEAD IN A

CRASH ON HIGHWAY 30 NEAR

ASTORIA.

INVESTIGATORS SAY THAT TWO CARS

GOT INTO A MINOR CRASH BECAUSE

OF ICY ROADS.

IN THE DAMAGE

, A THIRD CAR LOST

CONTROL.

KILLING ONE OF THOSE DRIVERS.

NOW

ONTO ANOTHER WRECK.

A CAR SLAMS INTO A DAIRY QUEEN

IN SALEM.

CREWS HELPED THE MAN TRAPPED

INSIDE THE CAR.

HE IS RECOVERING IN THE HOSPITAL

TONIGHT.

A MAGNITUDE 7.6 EARTHQUAKE

HIT CHILLY'S SOUTHERN

COAST.

ACER NOMINEE WARNING CENTERS HAS

A TSUNAMI THREAT HAS ENDED.

A TRAGEDY IN MUCH OF THIS

CHRISTMAS DAY.

A RUSSIAN MILITARY JET CARRIED

92 PEOPLE CRASHED INTO THE BLACK

SEA JUST AFTER TAKEOFF.

NO SURVIVORS HAVE BEEN FOUND.

CBS NEWS CORRESPONDENT WENDY

GILLETTE REPORTS.

SEARCH TEAMS SCOURED THE

BLACK SEA ON SUNDAY.

LOOKING FOR DEBRIS AND VICTIMS

AFTER A PLANE OPERATED BY THE

RUSSIAN MILITARY CRASHED TWO

MINUTES AFTER TAKEOFF ON SUNDAY

MORNING.

THE SOVIET DON'T PLANE BELONGED

TO THE DEFENSE MINISTRY.

IT'S QUITE HAD ORIGINATED IN

MOSCOW.

BEFORE TAKING OFF FOR SYRIA.

ALL 84 PASSENGERS AND EIGHT CREW

MEMBERS ON BOARD ARE FEARED

DEAD.

THE PASSENGERS INCLUDED 64

MEMBERS OF THE ALEXANDRA

ENSEMBLE.

THE OFFICIAL CHOIR OF THE

RUSSIAN MILITARY WHICH HAS GIVEN

PERFORMANCES AROUND THE WORLD.

THE CHOIR WAS SCHEDULED TO

PERFORM FOR RUSSIAN TROOPS IN

SYRIA ON NEW YEAR'S EVE.

MOURNERS

NOT -- LEFT

FLOWERS AND

TRIVIA.

THEY RECOVERED A NUMBER OF

BODIES.

THEIR WORK WILL CONTINUE AROUND

THE CLOCK.

RUSH'S FOREIGN MINISTER SAYS

THEY ARE LOOKING TO ALL POSSIBLE

CAUSES FOR THE CRASH.

THE PLAINTIFF OFTEN GOOD

WEATHER.

THE RUSSIAN PRESIDENT VLADIMIR

PUTIN EXPRESSED HIS CONDOLENCES

TO FAMILIES OF THE VICTIMS AND

CALLED FOR A NATIONAL DAY OF

MOURNING ON MONDAY.

WENDY GILLETTE, CBS NEWS.

NINE RUSSIAN JOURNALISTS AND

A WELL-KNOWN RUSSIAN

HUMANITARIAN AND DR. WERE ALSO

ON BOARD THE PLANE.

STILL TO COME ON KOIN 6 NEWS AT

6:00, AND WAS GET HELP THIS

CHRISTMAS FROM A NOT SO SECRET

SANTA.

SPEAKING OF SURPRISES, SOME

LUCKY SERVICE MEMBERS MAKE GET

HOME FOR THE HOLIDAYS.

WE WILL TAKE A LOOK AT SOME OF

THE BEST HOMECOMINGS.

JIM: I AM TRACKING

SOME SNOWFALL

TO START OFF YOUR NEW WITH --

WORK WEEK.

I WILL TELL YOU ALL ABOUT IT,

COMING UP.

THERE WERE LOTS OF SMILES ON

CHRISTMAS DAY'S TOO GENEROUS

DONATIONS FROM THE COMMUNITY.

OUR VERY OWN JEFF GIANOLA MET UP

WITH MOM.

SHE WAS ABLE TO GIVE A SANTA

STYLE HOLIDAYS EXTRA SPECIAL

NONPROFIT.

LEE TERRY 70 WEATHER.

BABY MATTHEW IS THE YOUNGEST.

I HAVE

TWO BOYS AND TWO

GIRLS.

SO WITH THEM RUNNING

AROUND,

TRYING TO TAKE CARE OF THEM,

WORKING AND TRYING TO TAKE CARE

OF THEM IS A HANDFUL.

THEY ARE HERE IN

OREGON CITY

DOING WHEN EVERY BUSY FAMILY

DOES THIS TIME A BEER.

CHRISTMAS SHOPPING.

SHE DID NOT KNOW QUITE HOW SHE

WAS GOING TO GET EVERYTHING ON

HER LIST THIS YEAR.

UNTIL HER FAMILY WAS ADOPTED BY

A GROUP OF TOTAL STRANGERS.

AM VERY HAPPY AND BLESSED

THAT THEY WERE WILLING TO COME

OUT AND PICK ME.

WE CAN GET THE GIFTS THAT THEY

ACTUALLY WANT THIS YEAR.

THOSE STRANGERS ARE PART OF

THE CHRISTMAS FAMILY ADOPTION

FOUNDATION.

WAX PEOPLE COME OUT OF THE WOODS

AND THEY CONTACT US AND SAY I

WANT TO ADOPT THAT FAMILY.

THEY ADOPTED THEM, THEY DO ALL

OF THE SHOPPING, ALL OF THE

WRAPPING AND USUALLY DELIVER ALL

OF THE GIFTS TO THE FAMILY.

WAX MIKE BIRD RIGHT IS THE

PRESIDENT.

IT STARTED IN 2002 WITH ONE

FAMILY.

14 YEARS LATER WE HAVE GONE FROM

ONE TO 665 THIS YEAR.

TERESA AND HER CHILDREN JUST

ONE OF HUNDRED OF FAMILIES

WHO

NEEDED A LITTLE EXTRA HELP THIS

YEAR.

FEELING GRATEFUL TO LIVE IN A

COMMUNITY WITH SUCH GENEROUS

PEOPLE.

HOUSE ACTUALLY TELLING MY

KIDS THIS YEAR THAT CHRISTMAS

WAS GOING TO BE A LITTLE

DIFFERENT.

YOU MIGHT NOT GET EVERYTHING

THAT YOU WANT.

THIS YEAR IS GOING TO BE A BIG

SURPRISE.

JEFF GIANOLA, KOIN 6 NEWS.

THE HOLIDAYS CAN BE

ESPECIALLY ROUGH FOR FAMILIES

WHO HAVE LOVED ONE SERVING

OVERSEAS.

EVERY YEAR, A FEW LUCKY SOLDIERS

INTO SURPRISE THEIR FAMILIES

WITH AN EXPECTED HOMECOMING.

JIM AXELROD REPORTS.

JIM: AN ARMY LIEUTENANT WISHED

NEW YORK -- NOTRE DAME'S

BASKETBALL TEAM GOOD LUCK.

GRATEFUL TO SEE

BOTH SAFE FROM

WHERE MATT THOUGHT WAS

AFGHANISTAN.

BUT WHEN IT TURNED OUT

THAT BALL

WAS ACTUALLY IN SOUTH BEND,

GREG

BECAME A MOMENT THESE BROTHERS

WILL REMEMBER FOREVER.

THE SAME

THING AT WHITEWATER

ELEMENTARY SCHOOL IN VIRGINIA

LAST WEEK.

JACKSON PRESCOTT AND AN XBOX AT

THE TOP OF HIS WISH LIST.

AFRICA HAVE A BIT OF

CHRISTMAS MAGIC FOR YOU.

SANTA HAD A BETTER IDEA.

THE FATHER LEFT HIS

SON'S

DAUGHTER -- JAW HANGING.

UNTIL HE REACHED FOR A HUG.

BUT THE LAST COUPLE OF WAYS, IT

HAS BEEN THE SEASON FOR A

BATTALION OF MILITARY MOMS AND

DADS, SONS AND DAUGHTERS.

TO PULL OFF THE KIND OF SURPRISE

ATTACK

NO ONE MINDS BEING THE

TARGET IN.

JUST THIS WEEK, A COUPLE OF

DAUGHTERS RECORDING THE MANIKIN

CHALLENGE AT THEIR SCHOOL IN

OKLAHOMA AT A SURPRISE WAITING

AT THE END OF THE LINE.

SEEING THEIR DAD FOR THE FIRST

TIME IN A YEAR.

I MISSED HIM.

ESPECIALLY CHRISTINE RANNEY

SURPRISING HER 10-YEAR-OLD KAYLA

IN SOUTH CAROLINA.

AND AIR FORCE MASTER SERGEANT

JOHN LEGEN SHOCKS HIS

20-YEAR-OLD DAUGHTER.

A HOCKEY NOT WHO'S FIRST CHICAGO

BLACKHAWKS GAME EVER WAS JUST

WAIT SINCE HER DAD WAS A THERE

TO SHARE IT.

UNTIL HE WAS.

ANOTHER HOLIDAY ANTIDOTE TO ALL

OF THAT NEWS THAT IS LEFT IS

ASKING WHAT IS WRONG WITH THE

WORLD.

BY SHOWING US WHAT IS RIGHT.

JIM AXELROD, CBS NEWS.

NEW YORK.

JOSEPH IS JOINING US WITH A

LOOK AT OUR FORECAST.

IT WAS A BEAUTIFUL DAY TODAY.

WE HAD A LITTLE

BIT OF

THOUGHT.

SUNSHINE BY THE AFTERNOON.

IT IS GOING TO BE A

PRETTY NICE

FINISH.

EVERYBODY NEEDS TO STAY INDOORS,

ENJOY THE TIME, THEIR CHRISTMAS.

I'M ENJOYING IT.

HERE'S GOING ON.

WE HAVE SOME CHANGES.

YOU CAN TAKE A NICE SUNNY

WEATHER.

AS OFF TO OUR USE.

IT CLEAR THINGS OUT.

OFF TO OUR NORTHWEST'S OWN

EXCESS AND.

A REALLY PUSHING A LITTLE BIT OF

CLOUD COVERAGE IN.

PROBABLY A PREVIOUS SUNSET FOR

MOST PEOPLE.

THERE IS AN AREA OF LOW PRESSURE

OFF TO THE NORTHWEST.

FOR THE MEANTIME, THINGS ARE OK

HERE AND ALRIGHT ACROSS THE

PACIFIC NORTHWEST.

JUST A FEW SHOWERS THAT A DIRECT

TO THE COAST.

EAST OF THAT, THINGS ARE ON THE

DRY AND.

I WANT TO TAKE YOU TO THE

NORTHWEST.

WE HAVE A BIG COUNTER -- PANCAKE

OF A SYSTEM COMING IN.

THEY WERE DONE WITH SOME

THUNDERSTORMS FOR CHRISTMAS,

BEHIND IT IS SOME SNOW.

THEY ARE TRAVERSING THROUGH THE

CENTER OF THE UNITED STATES

RIGHT.

IT IS A NICE DAY.

OUR SUNDAY WAS VERY COMFORTABLE.

WE HAD

A LOT OF SUNSHINE.

WE STARTED UP WITH FOG,

BEAUTIFUL SUNSETS, THEIR

DEFENSIVE AT THIS TIME OF YEAR

WITH THIS BIG TREE HANGING OUT.

37 DEGREES IS OUR CURRENT

TEMPERATURES.

THERE DO NOT FOR VANCOUVER, 38

FOR A STORY.

SOUTH SALEM AT 33.

WE GET TO BE GEORGE, UPPER 20'S.

ZERO TEMPERATURES AT NEGATIVE

ONE RIGHT NOW.

OVERNIGHT LOW FOR TEMPERATURES.

THEY WILL STAY PRETTY COLD.

THE MODEL ISN'T DOING A VERY

GOOD JOB TRYING TO PICK UP ON

THAT EXTREME COLD.

IT WILL BE VERY COLD IN A

DIRECTION.

ALONG THE COAST, 40'S

AND 30'S.

HERE'S WILL BE HAVE GOING ON,

HERE IS 6:00.

THERE WAS A SPY SHOT FOR

SOMETHING ALONG THE COAST.

WE

GET INTO OUR MONDAY MORNING,

I EXPECT SOME SUNSHINE,

LOW-LEVEL CLOUDS.

ALONG THE COAST, YOU'RE PROBABLY

CLOUDIER THAN THE REST OF US.

HERE COMES THAT RAIN.

WE CAN EVEN SEE A LITTLE BIT OF

SNOW UP IN WASHINGTON.

WE WILL HAVE TO WATCH THIS FRONT

EDGE, BEHIND IT, MAINLY JUST

READ FOR THE COAST.

WE CAN SEE A DECENT AMOUNT.

THIS WILL BRING IN A LOT OF SNOW

FOR THE CASCADES.

THAT IS SOME SPOTTY SHOWERS.

THE NEXT COUPLE OF DAYS,

I AM

THINKING THIS WILL BE WET AND A

LITTLE BIT TRICKY ON THE ROAD.

THROUGH THE GORGE, EXPECTING TO

OR FOUR INCHES.

IT IS STRETCHING EASTWARD TOWARD

THE RIVER.

THAT IS THE SPOT WE WILL HAVE TO

WATCH FOR MONDAY NIGHT.

THE WINTER

STORM WATCH THROUGH

THE CASCADES, WE CAN PICK UP

ANOTHER 12 OR 24 INCHES OF

SNOWFALL.

I EXPECTED TO BE LISTENING TO

WINTER STORM WINDS POSSIBLY.

THEN A WINTER STORM WATCH IN

AREAS NORTH UP PENDLETON.

ANOTHER EIGHT.

I'M TRACKING

THE WINTER STORM

TIMING.

THAT WILL BE FOR OUR TUESDAY

AFTERNOON.

IT WILL WRAP UP, THE GORGE I-84.

THE LEFT TO WATCH.

THE ON THAT, IT LOOKS LIKE WE

WILL BECOME PRETTY MILD.

PUT THE FIVE DEGREES ON

THURSDAY.

43 ON FRIDAY.

IT LOOKS LIKE WE WILL WRAP UP

THE YEAR AT 43.

THE GORGE LOOKS LIKE IT WILL GET

MORE SNOW.

STILL TO COME AFTER THE

BREAK.

CHRISTMAS MESSAGES FROM SOME OF

THE LEADERS AROUND THE WORLD.

YOU ARE WATCHING KOIN 6 NEWS.

WATCHING OUT FOR YOU.

IT

IS CHRISTMAS DAY FOR

MILLIONS OF CHRISTIANS AROUND

THE WORLD.

THE POPE DELIVERED HIS CHRISTMAS

DAY MESSAGE.

MAKING A PASSIONATE PLEA FOR

PEAS.

HE TOLD ISRAELIS AND

PALESTINIANS TO ABANDON HATE AND

REVENGE AND FOR IRAQ YEMEN TO

END THEIR BRUTAL WARS.

HE SAID THE COLOMBIA AND

VENEZUELA SHOULD STAY ON A

COURSE OF RECONCILIATION.

CAMBRIDGE ATTENDED

A

NEW ONE.

THIS IS THE TRADITIONAL

CHRISTMAS 20 SERVICE.

IT IS INCREDIBLY RARE FOR THE

CREAM TO MISS THIS.

AND BRINGS THE MONARCH INTO

CONTACT WITH LOCAL RESIDENTS WHO

GATHER OUTSIDE FOR A GLIMPSE OF

ROYALTY.

BACK IN THE U.S..

THE PRESIDENT AND THE FIRST LADY

WISHED ALL AMERICANS A MERRY

CHRISTMAS AND HAPPY HOLIDAYS.

ONE OF THE BEST PART OF THE

HOLIDAY SEASON IS SPENDING TIME

WITH THE SPECIAL PEOPLE IN YOUR

LIFE.

FOR ME THAT MEANS GETTING SOME

HELP FROM MY BEST FRIEND FOR AN

ANNUAL CHRISTMAS WEEKLY ADDRESS.

GIVEN HOW OUR FIRST

CHRISTMAS

WEEKLY ADDRESS WENT, I REALIZED

THAT BROCK COULD USE ALL THE

HELP HE COULD GET.

THIS IS OUR FIRST CHRISTMAS IN

THE WHITE HOUSE.

YOU HAVE TO STOP IT.

YOU NEED TO GET TOGETHER.

YOU HAVE TO PULL IT TOGETHER.

ANDREW: THEY REFLECTED ON THE

HONOR OF SERVING THE AMERICAN

PEOPLE AS PRESIDENT AND FIRST

LADY OVER THE PAST 8 YEARS AND

THE PROGRESS THAT HAS BEEN MADE.

THE PRESIDENT AND THE FIRST

LADY, RECOGNIZED OUR TROOPS AND

THEIR FAMILIES FOR THEIR SERVICE

AND THEY ENCOURAGED EVERYONE TO

VISIT JOINING FORCES DOT GOV TO

FIND OUT HOW TO SUPPORT MILITARY

FAMILIES IN YOUR COMMUNITY.

6 TOSS TO BREAK

({TOWER)}

We're in the middle

of potty training

Most nights, this is the potty.

These robot sheets, they

needed more than detergent...

...could handle. They

needed a rescue.

Otherwise, we might have to

say bye-bye to our...

...favorite robots.

So we found this booster,

Tide Rescue and added it...

...with our Tide

Odor Defense PODS.

They eliminate odors at the

source, for a super deep...

...down clean.

Daddy! I've got to go potty.

Progress!

Tide PODS Odor Defense

and Tide Rescue.

Eiminate tough odors at the

source. If it's got to be...

...clean, it's got to be Tide.

Other 4 for $4 combos say

they give you more bang for

your buck...

...what you're really getting,

is more bland for your buck.

With my 4 for $4,

you don't just get more bang -

you get more taste,

more deliciousness - and more

tacos.

It comes with two tasty tacos,

a Jr. Jumbo Jack, Hot & Salty

Fries, and a refreshing drink.

It's the 4 for $4 that gives

you more for $4.

More value. More flavor.

Isn't that right, George?

Mmmmrmph.

The 4 for $4 from Jack in the

Box.

Combos done my way.

JOSEPH: THE 70 FORECAST.

SUNSHINE.

I REALLY WANTED TO SHOW THIS

TYPE THAT I GOT.

I WILL DO IT AFTERWARDS.

WE HAVE THIS AWESOME

CHRISTMAS

TIE THAT LIGHT UP.

YOU CAN'T WEAR BECAUSE IT IS

GREEN.

I WENT WITH ALL-BLACK.

YOU'RE TALKING ABOUT THE

GREEN SCREEN.

YOU GET THIS TYPE ARE A

FAMILY MEMBER.

I HAVE A SUIT THAT IS JUST

DIFFERENT SNOWMEN ON IT.

I WAS GOING TO CONSIDER WEARING

TODAY BUT IT DOESN'T MATTER

BECAUSE I ORDERED IT ONLINE AND

IT NEVER CAME.

IT WAS A BUNCH OF SNOWMEN.

I SHOULD HAVE JUST GOT THE TIDE.

WE HAVE

SNOW FOR OUR MONDAY

EVENING FOR THE MOUNTAINS.

"ON THE ROADS.

WHAT EXTENT WILL DO IT FOR US.

MERRY CHRISTMAS EVERYBODY.

For more infomation >> For Dymburt - Duration: 27:57.

-------------------------------------------

Dinosaurs Nursery Rhymes For Children Hulk Vs Dinosaur Battle Scenes Amazing Hulk Hilarious Fights - Duration: 1:12:17.

Dinosaurs Nursery Rhymes For Children Hulk Vs Dinosaur Battle Scenes Amazing Hulk Hilarious Fights

For more infomation >> Dinosaurs Nursery Rhymes For Children Hulk Vs Dinosaur Battle Scenes Amazing Hulk Hilarious Fights - Duration: 1:12:17.

-------------------------------------------

Wild Fight Declaration Daigunder - Episode 05 - Search Declaration! Disappeared Daigunder!! - Duration: 24:36.

NOTICE This is an incomplete subtitle. Please do not redistribute. - Watch Daigunder in a bright room and keep some distance!

♪ Daigunder! ♩

♪ Dadadada da da da dada ♩

♪ Dadadada da da da dada ♩

♪ Dai Dai Dai Dai Daigunder ♩

♪ Burn and flare up ♩

♪ Open your eyes of soul ♩

(Bakutou Sengen Daigunder) ♪ Wild Fight Declaration Daigunder! ♩

♪ With all your hot heart ♩

♪ I will make a miracle today too ♩

♪ Dragon Sword bursts ♩

♪ The rival I have to fight against is ♩

♪ right here, dispirited myself ♩

♪ Evolve even more than yesterday ♩

♪ And become strong! ♩

♪ Dadadada da da da dada ♩

Dragon Cannon! ♪ Dadadada da da da dada ♩

♪ Dadadada da da da dada ♩

♪ Dai Dai Dai Dai Daigunder ♩

♪ Burn and flare up ♩

♪ Open up all your energy and ♩

♪ Dadadadadada da ♩

♪ Dai Dai Dai Dai Daigunder ♩

♪ Defeat and knock down ♩

♪ Fighter of shining steel ♩

♪ Wild Fight Declaration Daigunder ♩

-I'm hungry! -Hungry!

Wait for me!

-Let's go for the dinner! -Right! Dinner, dinner!

Dinner, dinner!

Wild Fight King Daigunder.

I will take you down no matter what.

That is my objective, ordered by Professor Big Bang.

The 5th Episode

The 5th Episode Search Declaration!

The 5th Episode Search Declaration! Disappeared Daigunder!!

Thank you for the meal!

-Your attention, please! -Huh?

Know this. The opponent for the 2nd match at 9'o clock tomorrow is Team Pierre from Treasure City.

Look. The combined technique, Trace Up Clash Holder, of Rikka KY, an Opener Class,

and Izumini ST, a Shifter Class, is powerful.

Other than that, you must not miss...

Hey, are you even listening?

Yeah, yeah! Supbot really listened to us when he was seasoning with spices!

Really, it's very good!

Hey! One more dish!

Me too-mogu!

The energy pack this time is spiced just right.

Salt and pepper are used no less or more than enough, and so is tomato sauce.

Put that aside; listen to me for now.

-Supbot! One more dish! -Me too!

Metoometoometoometoo!

Supbot's dishes are the best!

Listen to me, you brats!

Hey, Supbot, wouldn't you make us Katsudons tomorrow?

Know to behave!

Get it? You're going to train when you're done with your dinner. That includes everyone.

Eh.....

Knight Slash!

That was a great attack.

Thank you!

Let's do this-mogu!

That's it! Good, go and go! Good job! Hey, Haruka, everyone is at their peak!

Aren't you naive? Both their accuracy and damage dealt are still low.

Hmph, that's why I'm here!

-Hm? -Battle robots' abilities and my orders!

When they join together, they become a limitless destructive power!

Hey, I wasn't expecting you to be knowing that.

Of course I do! I am the commander of Team Akira!

Alright! Everyone, split up to Daigunder Unit and Animal Unit, and train separately!

Got it!

Gunder! Go!

Ryugu! Gunder! Head Fusion!

Wild Fight King Daigunder!

Bullion! Perform Arming Fusion with Eagle Arrow!

Roger!

Beast Change!

Arming Fusion!

There!

Bullion! Attack with Double Claw!

Roger!

Double Claw!

Daigunder! Dragon Cannon!

Dragon Cannon!

Alright! Bullion, Cancel Fusion!

Cancel Fusion!

Drimog! Perform Arming Fusion!

Arming Fusion!

Clash Missile, fire!

Roger! Target search!

Lock on!

Clash Missile, fire!

You did it!

If we fight like we did in the first battle, we won't win in the next battle. We have to fight properly.

Daigunder! Use Dragon Cannon once again!

What was that?!

Look at there!

T- that guy is Ginzan!

Hmph, we met again.

You bastard! Why are you here?!

My objective is to destroy Daigunder!

What?!

Take this! Twin Revolver!

That bastard! He's not getting a thing out of us!

Fire Arrow!

Twin Revolver!

Eagle Arrow!

Bullion! Attack with Clash Missile!

Roger!

Target search!

Lock on! Clash Missile, fire!

Eat this!

Final Revolver!

It hit Daishuttle!

-Huh? -Daigunder!

-Daigunder! -Stop! Ginzan!

Farewell, Akira!

Ouch!

Hey! I am delicate! Do it more carefully!

I am not a professional-mogu. Get used to it-mogu!

Damn it! If Daishuttle wasn't damaged, I'd have asked Supbot to repair me!

If you move, I can't repair-mogu!

Hey, didn't you figure it out yet?

Be quiet. Detecting Daigunder's energy reaction is difficult.

Just keep quiet and wait!

Really, why would he take someone like Daigunder?

Ginzan's objective is the destruction of Daigunder.

At a place where we wouldn't interrupt, he will try to achieve his goal.

Daigunder will never lose to a guy like that!

-I wonder. -Huh?

For now, Daigunder is missing his strongest weapon.

His strongest weapon? Daigunder can use Dragon Sword and Dragno Cannon!

That's not it. Daigunder's strongest weapon is

-Alright, bingo! -Hm?

Did you find him?

Hmph, of course! NW 18km. It's near a closed factory on the outskirts of Arkecity.

This place will do.

Take this, Daigunder!

Twin Revolver!

Please! Let me go too!

-No. -Bro!

You are not completely cured yet. Hurry up with the adjustments of each part.

He's right-mogu! Leave this to us-mogu!

Haruka! It's all up to you now here!

All right.

Daigunder! There will be no interruption here. Let's fight to the end!

Hurry up, Bullion, Drimog!

Wait for me, Daigunder, and Ryugu!

Bakutou Sengen Daigunder Wild Fight Declaration Daigunder by Subdivers

Bakutou Sengen Daigunder Wild Fight Declaration Daigunder by Subdivers

Let's fight, Daigunder!

What's the problem? You are not supposed to be taking damages with these mild attacks.

Or, could it be that you aren't going to do your best if I'm not using this?

Huh?

There they are!

Take this! Twin Revolver!

Dragon Cannon!

Hmph, such slow attack will not affect me!

Twin Revolver!

Gunder!

Hmph.

It seems that I overestimated Daigunder.

W- what?!

But still, I will not forgive!

This is your end!

Final Revolver!

Drimog!

Ryugu! Gunder!

Get a grip, Ryugu!

Akira! You're late.

Ryugu!

Hmph.

An interruption came in.

Ginzan! If you want to fight against Daigunder, make a team and challenge us in a battle robot match fair and square!

Team? Battle robot match? Hmph. How worthless.

What?!

Weak ones gather. I am alone. Until now, and will always be.

-That might not be it. -Hm?

"My objective is the destruction of Daigunder." is what you said!

Then there must be someone who gave you such order!

Hmph, that's right. The one who gave me such order is Professor Big Bang!

-Professor Big Bang? -Who the heck is that bastard?

Enough chatter. I will destroy all of you at once, since you're all here!

What?!

Stop-mogu!

Ryugu! You had too much damage!

Bullion! Gunder!

Fighter Change!

Head Fusion!

Hand-to-hand Fight King Daigalion!

Twin Revolver!

Alright! The check is done!

Oh, I see that Daishuttle also is fixed!

Good job, Supbot!

They're being too late! What the heck is Akira doing?

Don't worry! My bro is with him! They'll come back safe and sound!

Being safe is not enough!

Huh?

The training at dinnertime and the battle against Ginzan.

Everyone is using up their energy. They are having a lot of damages, too.

I see. They need to charge up their energy and check their mechanical.

Calculating the time for the 2nd match, it's already getting close. What should we do...

Oh, that's it!

Twin Revolver!

Liger Gekitousou!

I like your move. But still I defeat you in speed!

Bro!

Ryugu!

We're gonna be annihilated in this rate! I have to fight and take him down!

Twin Revolver!

Knight Quake!

Now! Akira, let me do Head Fusion!

-To Daigunder! -Huh?

I'll become Daigunder once again and fight against him!

Alright! It's all up to you now! Daigalion! Cancel Fusion!

Roger! Cancel Fusion!

Ryugu! Gunder! Head Fusion!

Wild Fight King Daigunder!

Don't you still get it? You do not have enough power to take me down!

Final Revolver!

Take this, Daigunder!

What?!

Shoulder attack!

Good job, Daigunder!

No way! His movement... his power is different. It is completely different from just before!

Alright! Activate Cluster Power!

Dragon Cannon!

Attack!

Beast Change!

Stop! Ginzan!

Hmph, aren't you pretty good. But I will not give up. I will take all of you down eventually!

See you again! Daigunder and Akira!

I understand you, but rules are rules. If you can't make it until the time, I'm sorry but you're disqualified.

No way! You waited for Daigunder back at the license test!

This is an official tournament. Even as a commissioner, no, especially as a commissioner, I have to abide the rules.

Haruka. I hope Team Akira can make it by the time of the 2nd match.

If we don't hurry, the 2nd match will begin!

Do your best, Gunder, Bullion, and Drimog!

Arkecity Tournament is finally at the 2nd match!

Team Akira or Team Pierre? The result will be soon known!

But we do not know what will happen, especially when Team Akira isn't here yet!

Are they sick, or is this some kind of mental strategy?

-Did you get in touch with Team Akira? -No, not yet.

Only 3 minutes until the battle begins. What are they doing?

Only 1 minute.

Hurry up, Akira!

Team Akira, match forfeit. Winner, Team Pierre!

They forfeited the match! Team Akira didn't show up in the battlefield and Team Pierre is joining the 3rd match!

-Too bad. -I lost and that's all about it. I'm not going to complain.

You'd better start all over again. Do training battles, gain Step Up Points and aim for next tournament.

-Right! And I will get Titan Clouder someday! -Right!

Great! Do your best, Akira and Ryugu!

-You too, Mr. Comma Char! -Commissioner!

Why. Daigunder's movement has changed just by Akira's commands. How could that be?

Cluster Power.

Cluster Power?

Akira and Daigunder use the energy of hearts becoming one.

So, is that the secret to Daigunder's destructive power?

To take down Daigunder, you have to cut off Cluster Power.

I see. We'll see again, Akira and Daigunder!

Too bad. The only Step Up Points we got is from the 1st match.

Isn't it alright? Ryugu and Gunder are safe, you know!

Battle Robot Sniper, Ginzan.

And his master Professor Big Bang. Who are they?

-Anyway it became interesting! -How is that?

We have a new powerful rival! Isn't that the evidence that we're at the center of attention?

I see.

We have to train more and more to take him down, too.

Of course. Alright! We're doing training as soon as we get back to Dailand!

Alright!

♪ Dreaming an endless dream ♩

♪ I fall down over and over again ♩

♪ Up over those clouds ♩

♪ a blue sky awaits ♩

♪ To be strong, nobody can ever become ♩

♪ strong and hot, by oneself ♩

♪ 불꽃의 Fight Fight Fighting soul ♩

♪ When you face your courage ♩

H o m e!

H o m e!

H o m e!

H o m e! ♪ I can feel it, yes, it's you ♩

H o m e! H o m e! ♪ I can feel it, yes, it's you ♩

H o m e! ♪ I can feel it, yes, it's you ♩

H o m e! ♪ I can feel it, yes, it's you ♩

♪ I can feel it, yes, it's you ♩

♪ The two are heroes of each other ♩

♪ They run towards to the same tomorrow ♩

♪ that they cannot lose ♩

It seems that some bad battle robots have appeared in a western town, Neclear Town, and people are in trouble.

Let's become temporary sheriff and get rid of them! Leave it to us!

But suddenly, lots of battle robots have showed up and there are clamors!

Moreover, the mayor is being suspicious, too. Who the heck are those bad battle robots, anyway?

Next time on Wild Fight Declaration Daigunder! Guard Declaration! Dinosaur Corps Appears!

For more infomation >> Wild Fight Declaration Daigunder - Episode 05 - Search Declaration! Disappeared Daigunder!! - Duration: 24:36.

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Grow A Beard Faster Naturally At Home | 10 Proven Ways To Grow Facial Hair Faster - Duration: 2:28.

Grow A Beard Faster Naturally At Home | 10 Proven Ways To Grow Facial Hair Faster

ten proven ways to grow facial hair

quickly and easily changes you need to

do in your lifestyle to grow thicker

facial hair one keep your face clean and

moisturised dead skin dirt and oil can

become a big obstacle for your hair

follicles to break through to just hide

your razor or a trimmer for a while I

know if you really professional

it can be really tough for you to not

shave you may look bigger during the

initial phase of growing a beard but you

have to go through that phase your beard

maybe really itchy during first week but

you need to control your urges to shave

in order to own a great beard three get

a good night sleep to stimulate your

facial hair growth getting a proper

sleep is really important for your body

to perform daily tasks efficiently for

exercise do you need to stay fit and

boost your testosterone levels staying

fit and active is not only important for

your health but also for growing a beard

all of the vitamins minerals protein and

food get to your skin and hair through

your blood six how to grow facial hair

by gently massaging your face you may

think that massaging your face is a

little unconventional to boost her

growth seven stay away from cigarettes

98 good amount of foods contain vitamins

a c and e how to grow a bigger beard in

order to make your facial hair grow

thicker you need to eat foods rich in

vitamins a c and e 10 build-up complex

vitamins

why

Grow A Beard Faster Naturally At Home | 10 Proven Ways To Grow Facial Hair Faster

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Structuring Deals #1:"Subject To" Deals - Duration: 10:14.

Hey, it's Joe Crump.

In this series I'm going to do, I'm going to explain the different zero down structures.

There's five of them that I'm going to focus on that encompass just about every different

type of structure that you can use.

And there's a hierarchy based on the type of offer that you're making, whether you're

buying or whether you're selling.

I'm going to try to explain some of those things in these videos.

The first five videos in this series are going to be explaining each of those different structures.

So you'll probably want to listen to them all eventually, one after the other.

But right now we're going to trickle them out, you know, once a week or whatever, and

you're going to be able to listen to them that way.

After that, I'm going to do some example deals and I'm going to show you here is a situation,

here's how much they want for the property, here's how much it's worth, what kind of offer

can you make on it that would work as a zero down structure that would make you money.

So that's how I'm going to go through this next series of about 15 videos or so.

So let's start, first of all, with subject to.

What is buying property subject to the existing loan?

Essentially, what you're doing is asking the seller who already has a property and has

a mortgage on that property to transfer the title to you.

Transfer the deed to you.

And so they sign over the deed to you, you take over the property, and you start making

payments on their existing loan.

You're not going to qualify for that loan, you're going to take over that loan payments.

You're also going to transfer the insurance into your name and you're going to start making

the tax payments as well.

So you're going to be paying principal, interest, taxes and insurance on that property.

And you're going to go out and find someone, probably, to lease option that property.

And they're going to make payments to you.

So you'll, let's say you have a property and it's got $150K mortgage on it and it's worth

$160K. You turn around and sell it for $165K, $170K maybe.

You get $5,000 as a down payment and you're going to get let's say $1,200 a month for

the income for it.

But the payments on it are $1,000 so you put $1,000 towards the payment, the PITI, plus

you take $200 for yourself as cash flow for that property.

So that would be one scenario where you could keep this property and pay it off over time,

using the existing loan on it, getting, having no money into it, making $5,000 pretty much

when you close that deal because you're not going to close it until you find a lease option

buyer to move in.

So you're making money immediately on it.

But the way you're taking control of that property is having the title.

This is the strongest way to buy a property, having control of the title and not having

your name on a loan.

Now you don't have to qualify for the loan, you don't have to have good credit, you don't

have to have any down payment and you have full control over this property.

The seller has no control over that property.

You now have control over it.

If you don't make the payments on that property, you trash their credit.

So you're obligation, your ethical obligation is to make sure you make those payments.

If you take that property, start collecting rent on it, don't make the payments, that's

considered fraud and they can put you in jail for that.

So don't do that.

It's also not the right thing to do.

I've seen people do it before.

I've also seen a guy go to jail for it.

So make sure that you do this properly and you watch out for the people who you're buying

the properties from.

If you get into a position ever where you can't make the payments, my promise to our

sellers whenever I take a property from them is that they won't ever have to worry about

this again.

But, I tell them if I ever get into a situation where I can't sustain this property for whatever

reason, I will give it back to them in as at least as good a condition as I what I took

it over at.

And I won't have, you'll also get it back without the payments being late.

So even if it's a few days before the next payment is due, I'm going to do that.

And if the next payment comes do, then I make that payment so that they, so it's never comes

late on them.

So you have to take responsibility.

So by learning these things it gives you a great power and with great power comes great

responsibility.

I feel like Spiderman's dad, or grandpa.

Anyway.

So, use this stuff wisely.

It is the best way to buy property and you can build a whole portfolio.

The likelihood that you could put together ten of these $150K properties in one year,

one a month even, is very high.

That means that you just built $1.8 million worth of property and it's probably worth

more than that.

So, you can probably get close to $2 million worth of property in a year doing it this

way.

I've had lots of students that have done it that way.

And a lot of these things you can get with some equity in them.

A lot of times you're buying them without any equity where you, like I said, you get

$150K mortgage, and it's got $10,000 of equity.

Okay, $10,000 of equity isn't real equity.

You can't turn around and sell it and pay a realtor and get out of the deal.

You're going to have your expenses to sell that are going to be higher than that.

But if you keep the property, you're going to get some benefits from it.

You're going to, every month, you're going to get a buy down on that note, you know,

,maybe it's a couple of hundred dollars down on that note.

You're going to get tax depreciation which is over 27.5 years on the tax basis of that

property so it's about 3.64% of the improvement value of that property.

So, on a property like that you're probably talking about, I don't know, $4,000 or $5,000

a year and, which is you had, you're in a 30% tax bracket, that means you're making

about $1,500 per year in you know, your tax benefits.

You're also going to get appreciation on that property.

The properties typically go up over time so, if it goes up just 1% in a year, it's gone

up another $1,500 in value.

So you get the buy down on the note, you get appreciation, you get depreciation and of

course you get the rental income on the property as well.

And eventually, and you're also going to get the lease option fee.

So anytime somebody buys it on a lease option, they're going to give you a down payment.

So, let's say they give you $5,000 and you can get anywhere from $5,000 to $15,000 on

a deal like this, on a lease option.

Let's say you get $5,000 so you get that cash.

You probably want to put that in an escrow account and hold that as a reserve because

you're probably going to get that property back.

The likelihood that they're going to exercise that option when they buy it is very low.

Less than 30%.

And if they do, then, and you sold it for $165K, that means they still owe you $160K

on it, you owe $150K, they give you $160K, you get $10,000, you make a profit if they

buy it.

If they don't, you get the other benefits of owning that property as a rental property

for as long as you own it.

And you'll pay it off eventually.

If it's 20 years left on the mortgage, in 20 years it'll be paid off.

If you're making more cash flow on it and as time goes by, you're rents go up typically,

and as your rents go up, you could start paying more down on your principal and pay it off

instead of 30 years you could pay it at 20 or instead of 20 years you could pay it off

in 10.

And you can get to that place where those things are paid off a whole lot quicker.

Or, you can just keep the cash flow for yourself and use that to live on.

Just make sure you keep a reserve on these properties.

I've seen too many people buy a bunch of subject to properties and then they'd have vacancies

and they wouldn't be able to make their payments because they spent all of the money

that they got in lease options to live on.

And that's a mistake.

So, don't get into that situation because you don't want to default on these properties

if there's any way that you can avoid it.

And you don't want to have to give it back to that seller later if you can avoid it.

One thing, though, when you do have to give it back, if that ever happens, it won't damage

your credit.

It won't cost you anything other than what you promised them that you would do which

is keep it current.

So, that's how you do a subject to.

That's the basic structure of this and all it takes is them deeding you the property.

Now, we have a whole package of documents that we ask them to sign, you know, disclosures,

and you know, giving us the right to have control over the insurance policy, you know,

those types of things that we have on every subject to property that comes through.

We also have the right to talk to a lender, which we get in writing, we ask them to give

us the password to their online account, their bank account that shows the mortgage account

so we have access to the mortgage.

We can pay it online if we want to and do it that way.

One of the things I've talked about in previous videos is the due on sale clause.

A lot of people are concerned with subject to because of the due on sale clause.

Every lender has, or every mortgage has a due on sale clause that says if you transfer

that property they have the right to foreclose on that property.

There's some ways around it by using a land trust or doing things like that or hiding

the fact that it got transferred from the bank by not recording the deed, you know,.

We've done those things as well, but I've, we've done so many of these subject to's,

hundreds, and with my students, thousands, and when I look at over all the years that

we've done this for, I've never seen one bank every foreclose using the due on sale clause

as its reason.

So, I wouldn't worry too much about that happening.

Of course I can't give legal advice.

I'm not an attorney, so, take my advice as from my experience, not because I legally

have the right to give you legal advice.

I don't.

I don't even play one on TV.

So, anyway, hope that helps.

That's subject to.

Next time when we come back, I will talk to you about multi-mortgage as the second in

the hierarchy.

All right.

Hope that helps.

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